{"podcast":{"title":"Real Money Pros","slug":"real-money-pros-7057039","podcast_index_feed_id":7057039,"rss_url":"https://feeds.libsyn.com/101889/rss","website_url":"http://www.therealmoneypros.com","image_url":"https://static.libsyn.com/p/assets/7/3/9/6/7396a83e136ddbcb16c3140a3186d450/NEW_RMP_SQ_Logos_Sept_2025.jpg","author":"Alec Kelso","episode_count":100,"summary":"Money: you make it, you want more of it, and you want to protect it. We are The Real Money Pros, a show hosted collaboratively by experts who specialize in investing, financial and estate planning, taxes, insurance, and any other way to grow wealth. Plus, we make it fun! We help you know good advice from bad – especially when everyone seems to want a piece of your money.","last_synced_at":"2026-06-09T08:17:59.348992+00:00","page_url":"https://stenobird.com/podcast/real-money-pros-7057039"},"episode":{"title":"Tax-Loss Harvesting, Gifting Strategies, & IRA Rules Every Investor Should Know (3/21/2026)","slug":"tax-loss-harvesting-gifting-strategies-ira-rules-every-investor-should-know-3-21-2026","published_at":"2026-03-23T16:16:00+00:00","page_url":"https://stenobird.com/podcast/real-money-pros-7057039/tax-loss-harvesting-gifting-strategies-ira-rules-every-investor-should-know-3-21-2026","show_page_url":"https://stenobird.com/podcast/real-money-pros-7057039","url":"https://therealmoneypros.libsyn.com/tax-loss-harvesting-gifting-strategies-ira-rules-every-investor-should-know-3212026","audio_url":"https://traffic.libsyn.com/secure/therealmoneypros/RMP_3.21.2026_ARCHIVE.mp3?dest-id=539739","summary":"As markets flirt with correction territory and geopolitical tension continues to drive uncertainty around oil, inflation, and interest rates, Brian and Jeremiah focus on what investors should actually do when volatility rises. Rather than reacting to headlines, they explain why market pullbacks create opportunities—from tax-loss harvesting to strategic gifting—and how disciplined planning can turn short-term declines into long-term advantages. The show then shifts into practical, real-world financial planning conversations. The hosts walk through how to handle inheritances, including what happens to debt, how probate works, and why some assets may need to be liquidated despite emotional attachment. They also highlight lesser-known strategies like gifting appreciated stock, charitable giving for tax efficiency, and using HSAs more effectively. In Hour 2, the conversation returns to fundamentals, breaking down retirement accounts like traditional IRAs and Roth IRAs in simple terms. How they're taxed, when contributions make sense, and how to use them to reduce taxes today while planning for future income. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts Jeremiah Bates & Brian Wiley ————————————————————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth Management: https://apollonwealthmanagement.com/ —————————————————————","meta_description":"As markets flirt with correction territory and geopolitical tension continues to drive uncertainty around oil, inflation, and interest rates, Brian and Je…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4977,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-money-pros-7057039/episodes/tax-loss-harvesting-gifting-strategies-ira-rules-every-investor-should-know-3-21-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-money-pros-7057039/tax-loss-harvesting-gifting-strategies-ira-rules-every-investor-should-know-3-21-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}