{"podcast":{"title":"Real Estate Rookie","slug":"real-estate-rookie-357883","podcast_index_feed_id":357883,"rss_url":"https://feeds.megaphone.fm/BIGPOC2551091725","website_url":"https://www.biggerpockets.com/podcasts/real-estate-rookie","image_url":"https://megaphone.imgix.net/podcasts/70ad27f8-8246-11ed-8a9b-7704869d9f36/image/6ee599e7892f77ce6d5fc57a1398adf2.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"BiggerPockets","episode_count":759,"summary":"Ready to build your real estate empire… but not sure where to begin? Think of us as your personal trainer. From detailed breakdowns of real-world deals… to one-on-one coaching sessions and a warm, welcoming community… hosts Ashley Kehr and Tony J Robinson bring on a wide range of guests to tackle the “newbie” questions you've wondered about but might be afraid to ask. Looking to 10X your real estate investing business this year? This show isn’t for you. Looking for your first, second, or third deal -- or envisioning a more modest portfolio? Step right up. Every Monday, Wednesday and Friday, we’ll arm you with the tips, tools, and roadmaps you'll need as you embark on your journey toward financial freedom.","last_synced_at":"2026-07-29T22:18:37.005078+00:00","page_url":"https://stenobird.com/podcast/real-estate-rookie-357883"},"episode":{"title":"How to Get a 3% Mortgage Rate on Your Rental Property (Still Works in 2026)","slug":"how-to-get-a-3-mortgage-rate-on-your-rental-property-still-works-in-2026","published_at":"2026-05-27T11:00:00+00:00","page_url":"https://stenobird.com/podcast/real-estate-rookie-357883/how-to-get-a-3-mortgage-rate-on-your-rental-property-still-works-in-2026","show_page_url":"https://stenobird.com/podcast/real-estate-rookie-357883","url":"https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/tracking.swap.fm/track/p5fhOfGH2wHmde5UefB4/traffic.megaphone.fm/BIGPOC7701359561.mp3","audio_url":"https://www.podtrac.com/pts/redirect.mp3/pscrb.fm/rss/p/tracking.swap.fm/track/p5fhOfGH2wHmde5UefB4/traffic.megaphone.fm/BIGPOC7701359561.mp3","summary":"Did you know that you could get a 3% mortgage rate on your next rental property? With rates hovering around 6%-7%, this would shave hundreds of dollars off your monthly mortgage payment and save you a few hundred thousand dollars in total interest. That alone could flip a deal with negative cash flow into a profitable one. But rates don’t appear to be coming down any time soon. So, how is this possible? Welcome back to the Real Estate Rookie podcast! Today, we’re talking about assumable mortgages—existing loans that have rates as low as 3%. These aren’t “goldilocks” properties that only the luckiest investors find. There are millions of them all across the U.S., and we’ll show you exactly how to find them. Stay tuned to learn everything you need to know about these loans, like how to cover the “equity gap” that many of these properties have, a six-step process for taking over an existing mortgage, and the biggest pitfalls to avoid along the way. If you’re struggling to find properties that cash flow, this investing strategy could be the answer you’ve been looking for! In This Episode We Cover Everything you need to know about assumable mortgages before you buy The main difference between assumable and subject-to deals The three main types of government-backed, assumable loans Six steps to find, buy, and close on an assumable mortgage The “equity gap” explained, and how to find “sweet spot” properties The best places to find assumable properties for sale online And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠…","meta_description":"Did you know that you could get a 3% mortgage rate on your next rental property? With rates hovering around 6%-7%, this would shave hundreds of dollars of…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1526,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-estate-rookie-357883/episodes/how-to-get-a-3-mortgage-rate-on-your-rental-property-still-works-in-2026/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-estate-rookie-357883/how-to-get-a-3-mortgage-rate-on-your-rental-property-still-works-in-2026.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}