{"podcast":{"title":"Real Estate Jerky Daily","slug":"real-estate-jerky-daily-7106292","podcast_index_feed_id":7106292,"rss_url":"https://www.spreaker.com/show/6413899/episodes/feed","website_url":"https://www.spreaker.com/podcast/real-estate-jerky-daily--6413899","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/eb6f5c6a1a8b697d7515da0324226d5a.jpg","author":"Ed Parcaut","episode_count":586,"summary":"Daily join the Real Estate Jerky team, featuring Ed Parcaut, MBA, veteran, and mortgage advisor of Lending for Living, alongside RE/MAX Executive Realtor, Mike Kelly, for an exclusive look at what's happening in the Real Estate market and mortgage industry. Get ready for expert advice, insider knowledge, and in-depth discussions! Monday to Friday, tune in live at 8:30 AM every day on Facebook, LinkedIn, and YouTube for our interactive daily show. We'll keep you informed and entertained with the latest real estate trends and market analysis. But that's not all! Our excitement continues as we bring you the \"Real Estate Jerky Daily Podcast.\" Each day's show will be uploaded as a podcast, ensuring you can catch up on the go or whenever you prefer. Experience the convenience of staying updated with the real estate world while driving, exercising, or relaxing. For those who love our weekend radio show, we've got you covered! Join us on Saturdays at 12:00 PM Noon and Sundays at 10:00 AM Pacific Standard Time for brand new episodes with even more engaging content. Connect with Ed Parcaut on all social media outlets @EdParcaut to get more updates, behind-the-scenes, and additional valuable…","last_synced_at":"2026-07-28T06:21:50.425908+00:00","page_url":"https://stenobird.com/podcast/real-estate-jerky-daily-7106292"},"episode":{"title":"Retail Spending Beats Forecasts as Homebuyers Wait for Lower Rates","slug":"retail-spending-beats-forecasts-as-homebuyers-wait-for-lower-rates","published_at":"2026-06-17T16:20:00+00:00","page_url":"https://stenobird.com/podcast/real-estate-jerky-daily-7106292/retail-spending-beats-forecasts-as-homebuyers-wait-for-lower-rates","show_page_url":"https://stenobird.com/podcast/real-estate-jerky-daily-7106292","url":"https://www.spreaker.com/episode/retail-spending-beats-forecasts-as-homebuyers-wait-for-lower-rates--72566003","audio_url":"https://dts.podtrac.com/redirect.mp3/api.spreaker.com/download/episode/72566003/retail_spending_beats_forecasts_as_homebuyers_wait_for_lower_rates.mp3","summary":"Mortgage pricing improved, oil prices moved lower, and markets turned their attention toward the Federal Reserve and a possible U.S.-Iran peace agreement. In this episode of Real Estate Jerky Daily, Ed Parcaut explains why rates improved and why buyers should pay attention to more than just today's mortgage quote. Ed recently saw a borrower's available rate improve by approximately one-quarter percentage point between the initial quote and the loan disclosure. That improvement shows how quickly mortgage pricing can change when oil, inflation expectations, Treasury yields, and geopolitical headlines shift. The episode also covers the latest Mortgage Bankers Association application report. Overall mortgage application volume declined 3.8% for the week. Purchase applications fell 3.4%, while refinance applications dropped 4.5%. Although refinance activity remained above last year's level, Ed explains that the numbers are still weak compared with periods when rates were substantially lower. Retail sales offered a different signal. May sales increased 0.9%, beating expectations, while sales excluding automobiles rose 0.8%. Consumers are still spending despite concerns about affordability and household budgets. Ed also discusses: Mortgage pricing improving during the morning The 10-year Treasury holding near 4.43% Oil settling below $80 per barrel Why lower oil may eventually reduce inflation pressure Falling purchase and refinance applications Stronger-than-expected retail sales Continued weakness in builder confidence The Federal Reserve's upcoming rate decision A possible U.S.-Iran peace agreement Reopening the Strait of Hormuz without tolls Why waiting for lower rates may create more buyer competition The central message is to focus on the right property and overall fina…","meta_description":"Mortgage pricing improved, oil prices moved lower, and markets turned their attention toward the Federal Reserve and a possible U.S.-Iran peace agreement.…","key_points":[],"chapters":[],"topics":[],"duration_seconds":481,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-estate-jerky-daily-7106292/episodes/retail-spending-beats-forecasts-as-homebuyers-wait-for-lower-rates/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-estate-jerky-daily-7106292/retail-spending-beats-forecasts-as-homebuyers-wait-for-lower-rates.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}