{"podcast":{"title":"Real Estate Investing with Coach Carson","slug":"real-estate-investing-with-coach-carson-240587","podcast_index_feed_id":240587,"rss_url":"https://coachcarson.libsyn.com/rss","website_url":"https://www.coachcarson.com/coach-carson-podcast/","image_url":"https://static.libsyn.com/p/assets/e/6/6/4/e664f10672756f8116c3140a3186d450/Coach_Carson_podcast_Art_v4_3000_x_3000_2023-20250513-zmt56vudjg.jpg","author":"Chad Carson","episode_count":507,"summary":"Chad \"Coach\" Carson shares practical advice about using real estate to retire early (aka achieve financial independence) and do more of what matters. You'll hear in-depth episodes with tips from Chad plus interviews with other real estate investors at various levels of their financial independence journey.","last_synced_at":"2026-06-22T14:19:50.207183+00:00","page_url":"https://stenobird.com/podcast/real-estate-investing-with-coach-carson-240587"},"episode":{"title":"#489: Can You Get a HELOC on a Rental? (Here's the Real Answer)","slug":"489-can-you-get-a-heloc-on-a-rental-here-s-the-real-answer","published_at":"2026-05-25T09:00:00+00:00","page_url":"https://stenobird.com/podcast/real-estate-investing-with-coach-carson-240587/489-can-you-get-a-heloc-on-a-rental-here-s-the-real-answer","show_page_url":"https://stenobird.com/podcast/real-estate-investing-with-coach-carson-240587","url":"https://coachcarson.libsyn.com/489-can-you-get-a-heloc-on-a-rental-heres-the-real-answer","audio_url":"https://traffic.libsyn.com/secure/coachcarson/489_Bryan_Podcast.mp3?dest-id=835577","summary":"🗓️ Schedule an Appointment with Bryan → https://www.coachcarson.com/coast2coastmortgage-pod-489 👥 Appointment with Bryan's team (fastest) → https://www.coachcarson.com/bellomortgage-pod-489 ▶️Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns Apple: https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289 Spotify: https://open.spotify.com/episode/2L6FtKOwQzRhRaSjlFTHOd?si=38jWNCmLTNCRT2OOwunHsA -------------------------- EPISODE NOTES: 🎬 Topics Covered: (0:00) - Can You Get a HELOC on a Rental Property? (1:26) - What a HELOC Actually Is (1:59) - HELOCs vs. Home Equity Loans (4:22) - Why Rental HELOCs Are Different (7:22) - When a HELOC Makes Sense (15:14) - When a Cash-Out Refinance Beats a HELOC (22:13) - What DSCR Means for Investors (23:21) - Financing Options for Self-Employed Borrowers (28:41) - Why Broker Access Can Save Money (30:02) - Creative Ways to Improve Cash Flow (33:14) - FHA Loans for Multi-Family Properties (35:34) - Best Financial Strategy for a Build-To-Rent Property (40:00) - How to Prepare Your Credit and Reserves (44:39) - Why Brokers Often Beat Direct Lenders (46:38) - Schedule a Meeting to Discuss your Loan Options (47:40) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns 🎙️ Episode #489 - Can you get a HELOC on a rental property? Yes, but it's not that simple. Here's when it works, when it doesn't, and what to watch out for. 📄 Show Notes: https://www.coachcarson.com/heloconrentals/ -------------------------- ADDITIONAL RESOURCES 💵 Need Investor-Friendly Financing? This is who I trust → https://www.coachcarson.com/bryan 🏠 TurboTenant – Streamline Your Property Management for Free: https://www.coachcarson.com/turbotenant-yt 📱 DealMachine – Sof…","meta_description":"🗓️ Schedule an Appointment with Bryan → https://www.coachcarson.com/coast2coastmortgage-pod-489 👥 Appointment with Bryan's team (fastest) → https://www.co…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2890,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-estate-investing-with-coach-carson-240587/episodes/489-can-you-get-a-heloc-on-a-rental-here-s-the-real-answer/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-estate-investing-with-coach-carson-240587/489-can-you-get-a-heloc-on-a-rental-here-s-the-real-answer.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}