{"podcast":{"title":"Real Estate Exam Prep","slug":"real-estate-exam-prep-7644240","podcast_index_feed_id":7644240,"rss_url":"https://feeds.captivate.fm/real-estate-exam-prep/","website_url":"https://open-exam-prep.com/","image_url":"https://artwork.captivate.fm/ff310a38-edcf-4695-a34b-1e37363cf18c/20260105-1153-Real-Estate-Exam-Prep-simple-compose-01ke7vg1ycez.png","author":"Ran Chen, EA, CFP®","episode_count":200,"summary":"Real Estate Exam Prep is a daily podcast designed to help future real estate agents pass their licensing exams with clarity and confidence. Built and operated by OpenExamPrep, this podcast breaks down the real estate exam into focused, easy-to-digest episodes covering both the national portion and state-specific requirements. Each episode targets one key concept, common exam trap, or high-frequency test topic—making it ideal for studying during commutes, workouts, or short study sessions. Created by Ran Chen, EA, CFP®, a financial professional and exam specialist who has personally passed multiple professional licensing exams, Real Estate Exam Prep was developed from firsthand experience with how difficult—and often poorly taught—exam material can be. The goal is simple: make exam preparation clearer, more accessible, and more effective using structured explanations and modern learning tools. Whether you’re just starting your real estate exam journey or reviewing before test day, this podcast is designed to guide you step by step—one concept at a time. Free practice tools, AI-powered explanations, and additional exam prep resources are available at: https://open-exam-prep.com/","last_synced_at":"2026-07-24T10:19:44.042338+00:00","page_url":"https://stenobird.com/podcast/real-estate-exam-prep-7644240"},"episode":{"title":"Real Estate Exam [Texas] 40, Home Equity Loan Restrictions","slug":"real-estate-exam-texas-40-home-equity-loan-restrictions","published_at":"2026-05-25T00:21:14+00:00","page_url":"https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-40-home-equity-loan-restrictions","show_page_url":"https://stenobird.com/podcast/real-estate-exam-prep-7644240","url":"https://open-exam-prep.com/","audio_url":"https://episodes.captivate.fm/episode/c8c79377-7b14-40b6-b7ae-a0893ace40d7.mp3","summary":"This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Texas law caps the total of all loans secured by a homestead, including a new home equity loan, at 80% of the home's fair market value. - A mandatory and non-waivable 12-day cooling-off period must pass between the loan application and the closing. - Homeowners are restricted to having only one home equity loan on their property at any given time. - A new home equity loan cannot be obtained more frequently than once every 12 months. - Lenders must obtain a court order to foreclose on a property due to default on a home equity loan, a process known as judicial foreclosure. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep","meta_description":"This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionat…","key_points":[],"chapters":[],"topics":[],"duration_seconds":200,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/real-estate-exam-prep-7644240/episodes/real-estate-exam-texas-40-home-equity-loan-restrictions/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/real-estate-exam-prep-7644240/real-estate-exam-texas-40-home-equity-loan-restrictions.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}