{"podcast":{"title":"Ramsey Everyday Millionaires","slug":"ramsey-everyday-millionaires-743127","podcast_index_feed_id":743127,"rss_url":"https://feeds.megaphone.fm/RM3649708894","website_url":"https://www.ramseysolutions.com/shows/ramsey-everyday-millionaires","image_url":"https://megaphone.imgix.net/podcasts/e5fa67e2-dcfa-11ec-b777-33e3c68be1d9/image/b8239029a6093303aab2c76c05851382.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Ramsey Network","episode_count":802,"summary":"Listen to how ordinary people built extraordinary wealth - and how you can too. You’ll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible! 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Retire?","slug":"should-i-trust-my-pension-to-still-be-there-when-i-retire","published_at":"2026-07-08T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-trust-my-pension-to-still-be-there-when-i-retire","url":"https://pdst.fm/e/traffic.megaphone.fm/RM7482803353.mp3","duration_seconds":337,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/should-i-trust-my-pension-to-still-be-there-when-i-retire/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-trust-my-pension-to-still-be-there-when-i-retire.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Why Invest in Four Mutual Funds Instead of Just the S&P 500?","slug":"why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500","published_at":"2026-07-06T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500","url":"https://pdst.fm/e/traffic.megaphone.fm/RM2199356863.mp3","duration_seconds":592,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/why-invest-in-four-mutual-funds-instead-of-just-the-s-p-500.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"What Would It Take for Me to Retire at 50?","slug":"what-would-it-take-for-me-to-retire-at-50","published_at":"2026-07-03T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/what-would-it-take-for-me-to-retire-at-50","url":"https://pdst.fm/e/traffic.megaphone.fm/RM3683090548.mp3","duration_seconds":172,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/what-would-it-take-for-me-to-retire-at-50/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/what-would-it-take-for-me-to-retire-at-50.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Should I Surrender My Whole Life Insurance Policy?","slug":"should-i-surrender-my-whole-life-insurance-policy","published_at":"2026-07-01T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-surrender-my-whole-life-insurance-policy","url":"https://pdst.fm/e/traffic.megaphone.fm/RM4049850787.mp3","duration_seconds":458,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/should-i-surrender-my-whole-life-insurance-policy/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-surrender-my-whole-life-insurance-policy.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"I Don’t Know Anything About Investing—Where Do I Start?","slug":"i-don-t-know-anything-about-investing-where-do-i-start","published_at":"2026-06-29T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/i-don-t-know-anything-about-investing-where-do-i-start","url":"https://pdst.fm/e/traffic.megaphone.fm/RM7680949080.mp3","duration_seconds":528,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/i-don-t-know-anything-about-investing-where-do-i-start/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/i-don-t-know-anything-about-investing-where-do-i-start.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Should I Convert More of My Retirement Savings to Roth Accounts?","slug":"should-i-convert-more-of-my-retirement-savings-to-roth-accounts","published_at":"2026-06-26T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-convert-more-of-my-retirement-savings-to-roth-accounts","url":"https://pdst.fm/e/traffic.megaphone.fm/RM5436793585.mp3","duration_seconds":540,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/should-i-convert-more-of-my-retirement-savings-to-roth-accounts/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-convert-more-of-my-retirement-savings-to-roth-accounts.md","description":"Read the agent-friendly Markdown 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-take-monthly-distributions-from-my-retirement-fund.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Should I Retire Now or Work Longer for a Bigger Pension?","slug":"should-i-retire-now-or-work-longer-for-a-bigger-pension","published_at":"2026-06-22T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-retire-now-or-work-longer-for-a-bigger-pension","url":"https://pdst.fm/e/traffic.megaphone.fm/RM4123444564.mp3","duration_seconds":403,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/should-i-retire-now-or-work-longer-for-a-bigger-pension/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-retire-now-or-work-longer-for-a-bigger-pension.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"How Do We Learn to Spend Money After Being Frugal for So Long?","slug":"how-do-we-learn-to-spend-money-after-being-frugal-for-so-long","published_at":"2026-06-19T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/how-do-we-learn-to-spend-money-after-being-frugal-for-so-long","url":"https://pdst.fm/e/traffic.megaphone.fm/RM8671643648.mp3","duration_seconds":471,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/how-do-we-learn-to-spend-money-after-being-frugal-for-so-long/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/how-do-we-learn-to-spend-money-after-being-frugal-for-so-long.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"Is It A Good Idea to Delay Investing to Pay Off Your House?","slug":"is-it-a-good-idea-to-delay-investing-to-pay-off-your-house","published_at":"2026-06-17T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/is-it-a-good-idea-to-delay-investing-to-pay-off-your-house","url":"https://pdst.fm/e/traffic.megaphone.fm/RM6389765143.mp3","duration_seconds":548,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/is-it-a-good-idea-to-delay-investing-to-pay-off-your-house/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/is-it-a-good-idea-to-delay-investing-to-pay-off-your-house.md","description":"Read the agent-friendly Markdown representation of this episode 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Money in the Market (Is That Too Risky?)","slug":"my-advisor-wants-all-my-money-in-the-market-is-that-too-risky","published_at":"2026-06-12T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/my-advisor-wants-all-my-money-in-the-market-is-that-too-risky","url":"https://pdst.fm/e/traffic.megaphone.fm/RM2192478584.mp3","duration_seconds":582,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/my-advisor-wants-all-my-money-in-the-market-is-that-too-risky/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/my-advisor-wants-all-my-money-in-the-market-is-that-too-risky.md","description":"Read the agent-friendly Markdown representation of this 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/should-i-take-my-employer-s-offer-of-deferred-equity-instead-of-a-401-k.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"How Much Do I Need to Retire Comfortably?","slug":"how-much-do-i-need-to-retire-comfortably","published_at":"2026-06-08T10:00:00+00:00","page_url":"https://stenobird.com/podcast/ramsey-everyday-millionaires-743127/how-much-do-i-need-to-retire-comfortably","url":"https://pdst.fm/e/traffic.megaphone.fm/RM2193534369.mp3","duration_seconds":611,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/ramsey-everyday-millionaires-743127/episodes/how-much-do-i-need-to-retire-comfortably/transcription-requests","description":"Idempotently request low-priority transcript generation for this 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