{"podcast":{"title":"Purpose Driven FinTech","slug":"purpose-driven-fintech-6329886","podcast_index_feed_id":6329886,"rss_url":"https://feeds.captivate.fm/purpose-driven-fintech/","website_url":"https://www.podpage.com/purpose-driven-fintech/","image_url":"https://artwork.captivate.fm/7e370edc-0f0d-4b85-bbb4-c0a2f068e1d2/Podcast-Art-Monica-Millares-Chief-Product-Officer-AI-FinTech-Bu.jpg","author":"Monica Millares","episode_count":88,"summary":"Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Pur…","last_synced_at":"2026-06-10T04:19:45.459919+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886"},"episode":{"title":"Building Trust with AI: How Rural Laos Is Innovating Financial Services | Tim Scheffmann, CEO and Chief Investment Officer LTS Ventures","slug":"building-trust-with-ai-how-rural-laos-is-innovating-financial-services-tim-scheffmann-ceo-and-chief-investment-officer-lts-ventures","published_at":"2024-12-09T23:00:00+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/building-trust-with-ai-how-rural-laos-is-innovating-financial-services-tim-scheffmann-ceo-and-chief-investment-officer-lts-ventures","show_page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886","url":"https://purpose-driven-fintech.captivate.fm/episode/building-trust-with-ai-how-rural-laos-is-innovating-financial-services-tim-scheffmann-ceo-and-chief-investment-officer-lts-ventures","audio_url":"https://podcasts.captivate.fm/media/e6568b05-b848-4e98-9358-600af43588f7/Tim-Scheffmann-For-Captivate-FM.mp3","summary":"Imagine a world where rural communities thrive with access to financial services tailored to their unique needs. That’s exactly what Tim Scheffmann, CEO of LTS Ventures, is making possible with the largest digital village banking network in Southeast Asia. In this episode, we dive into the transformative power of FinTech in underserved regions and how Tim is redefining financial inclusion. From adopting cutting-edge AI to ensuring communities have access to emergency funds, LTS Ventures bridges the gap between technology and humanity to create lasting change. How LTS reached profitability Why a strong business model is key to driving meaningful impact How AI supports fair and efficient credit decisions in rural communities The role of standardization in scaling financial inclusion Climate challenges in Laos and how FinTech is helping villages stay resilient The secret to building trust in small communities with technology and human connection Tim also shares his journey from growing up in a German village to leading a social enterprise in Laos and the lessons learned from early hesitations to now championing digital village banking. If you’re curious about how FinTech can solve real-world problems and how AI is reshaping the credit landscape, this episode is for you! Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes. We cover: (02:15) Transitioning from NGO Roots to a Profitable Social Enterprise (05:00) The Importance of Business Models in Financial Inclusion (08:00) Scaling to 900+ Villages: Standardization and Technology (10:50) Leveraging AI for Credit Decisioning and Fraud Prevention (15:30) Building Trust: The Role of Community and AI in Lending (18:45) Financial Literacy and Be…","meta_description":"Imagine a world where rural communities thrive with access to financial services tailored to their unique needs. That’s exactly what Tim Scheffmann, CEO o…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2702,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/building-trust-with-ai-how-rural-laos-is-innovating-financial-services-tim-scheffmann-ceo-and-chief-investment-officer-lts-ventures/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/building-trust-with-ai-how-rural-laos-is-innovating-financial-services-tim-scheffmann-ceo-and-chief-investment-officer-lts-ventures.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}