{"podcast":{"title":"Purpose Driven FinTech","slug":"purpose-driven-fintech-6329886","podcast_index_feed_id":6329886,"rss_url":"https://feeds.captivate.fm/purpose-driven-fintech/","website_url":"https://www.podpage.com/purpose-driven-fintech/","image_url":"https://artwork.captivate.fm/7e370edc-0f0d-4b85-bbb4-c0a2f068e1d2/Podcast-Art-Monica-Millares-Chief-Product-Officer-AI-FinTech-Bu.jpg","author":"Monica Millares","episode_count":88,"summary":"Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Pur…","last_synced_at":"2026-06-10T04:19:45.459919+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886"},"episode":{"title":"Breaking the Rules of Banking: Why LATAM Needs Infinite Adaptation | Maria Mancuso & Ray Ruga, Co-Founders FinTech Americas","slug":"breaking-the-rules-of-banking-why-latam-needs-infinite-adaptation-maria-mancuso-ray-ruga-co-founders-fintech-americas","published_at":"2025-02-22T23:00:00+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/breaking-the-rules-of-banking-why-latam-needs-infinite-adaptation-maria-mancuso-ray-ruga-co-founders-fintech-americas","show_page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886","url":"https://purpose-driven-fintech.captivate.fm/episode/breaking-the-rules-of-banking-why-latam-needs-infinite-adaptation-maria-mancuso-ray-ruga-co-founders-fintech-americas","audio_url":"https://podcasts.captivate.fm/media/97961e7d-d926-4360-89a6-0fc92b8bc5bc/Ray-Maria-Monica-Millares-FinTech-Americas-on-Purpose-Driven-FI.mp3","summary":"FinTech LaTam is booming; but it's not just just about digital transformation - we have the power to transform the region, but to do so, we must do a paradigm shift and focus on infinite adaptation and human-centered innovation. In this episode, I speak with Maria and Ray from FinTech Americas, who share powerful insights about LaTam, building trust in financial services, driving true financial inclusion, and fostering innovation that puts people first. And of course, they reveal why LaTam's unique challenges require a paradigm shift from traditional transformation to continuous adaptation. 🔑 Key Highlights: Why trust remains the foundation of financial services innovation How COVID accelerated digital adoption but created new challenges The critical balance between technological efficiency and human connection Why Latin America needs \"infinite adaptation\" rather than linear transformation The role of collaboration between banks and fintechs in driving meaningful change Follow for more discussions on building FinTech products with customer and commercial impact and to stay updated on the latest episodes. 👉 Follow Maria &amp; Ray: LinkedIn: https://www.linkedin.com/in/marialmancuso/ LinkedIn: https://www.linkedin.com/in/rayruga/ Website: https://www.fintechamericas.co/en/ 👉 Follow Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares We cover: [00:00:00] Introduction to FinTech Americas' mission [00:02:04] Key challenges in Latin American financial services [00:04:32] Building trust in digital financial services [00:07:34] Banking fundamentals and regulatory challenges [00:09:33] Bank-FinTech collaboration benefits [00:12:30] The infinite adaptation paradigm [00:15:14]…","meta_description":"FinTech LaTam is booming; but it's not just just about digital transformation - we have the power to transform the region, but to do so, we must do a para…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1615,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/breaking-the-rules-of-banking-why-latam-needs-infinite-adaptation-maria-mancuso-ray-ruga-co-founders-fintech-americas/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/breaking-the-rules-of-banking-why-latam-needs-infinite-adaptation-maria-mancuso-ray-ruga-co-founders-fintech-americas.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}