{"podcast":{"title":"Purpose Driven FinTech","slug":"purpose-driven-fintech-6329886","podcast_index_feed_id":6329886,"rss_url":"https://feeds.captivate.fm/purpose-driven-fintech/","website_url":"https://www.podpage.com/purpose-driven-fintech/","image_url":"https://artwork.captivate.fm/7e370edc-0f0d-4b85-bbb4-c0a2f068e1d2/Podcast-Art-Monica-Millares-Chief-Product-Officer-AI-FinTech-Bu.jpg","author":"Monica Millares","episode_count":88,"summary":"Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a ton of pressure to build solutions that actually solve customer problems, that people want, that are differentiated And profitable Yes that's you and me too! That's why I've created this podcast! I speak with FinTech CEOs, Founders, and Csuites to uncover their stories, challenges, and lessons learnt in building products with impact. You'll get to hear real-life conversations, and you’ll walk away with practical questions, frameworks and insights that you can apply to your own FinTech products. So, are you ready to make a bigger difference in FinTech? Let's come together and discover how Pur…","last_synced_at":"2026-06-10T04:19:45.459919+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886"},"episode":{"title":"55X in 12 Months: The Clearing and Settlement Layer No One Is Rebuilding Till Now | George Davis, CEO and Co Foudner of Lorum","slug":"55x-in-12-months-the-clearing-and-settlement-layer-no-one-is-rebuilding-till-now-george-davis-ceo-and-co-foudner-of-lorum","published_at":"2026-05-21T13:00:00+00:00","page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/55x-in-12-months-the-clearing-and-settlement-layer-no-one-is-rebuilding-till-now-george-davis-ceo-and-co-foudner-of-lorum","show_page_url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886","url":"https://purpose-driven-fintech.captivate.fm/episode/55times-growth-in-12-months-with-lorum","audio_url":"https://episodes.captivate.fm/episode/fdbf76f5-f7aa-4ee1-8169-82cb27e37fe4.mp3","summary":"Most fintechs treat cross border payments as a cost centre. George Davis built a business that treats it as the $100B infrastructure opportunity nobody else is rebuilding, and grew 55X in 12 months doing it. In this episode I speak with George Davis, Co-Founder and CEO of Lorum, a global clearing and settlement infrastructure business serving financial institutions across the Middle East, Europe, Asia, and beyond. George is a serial founder who previously co-founded BVNK before leaving to rebuild the layer of the payments stack that big banks have left untouched. Key takeaways: The payment system isn't broken; banks running it are wrongly incentivised Why stablecoins add friction to cross border payments rather than removing them How mid market fintechs can access wholesale treasury rates and turn FX into a profit centre What access to clearing infrastructure actually means for remittance, payroll, and import-export businesses Why Lorum 55X'd in 12 months by going after the bottom of the payments stack George also shares the founder mindset behind Lorum's growth: first principles thinking, radical adaptability, and hiring for obsession over experience. 👉 Connect with George: LinkedIn: https://www.linkedin.com/in/georgedavis-lorum/ Website: https://www.lorum.com/ 👉 Connect with Monica: LinkedIn: https://www.linkedin.com/in/monicamillares/ YouTube: https://www.youtube.com/@moni_millares TikTok: https://www.tiktok.com/@moni_millares Website: https://www.purposedrivenfintech.com/ [00:00:00] Why clearing and settlement is the real barrier to cross border payments [00:01:00] George's journey: machine learning startup to co-founding BVNK to Lorum [00:04:00] Why big banks are wrongly incentivised [00:07:00] What clearing and settlement actually means in plain English [00:10:00…","meta_description":"Most fintechs treat cross border payments as a cost centre. George Davis built a business that treats it as the $100B infrastructure opportunity nobody el…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3057,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/purpose-driven-fintech-6329886/episodes/55x-in-12-months-the-clearing-and-settlement-layer-no-one-is-rebuilding-till-now-george-davis-ceo-and-co-foudner-of-lorum/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/purpose-driven-fintech-6329886/55x-in-12-months-the-clearing-and-settlement-layer-no-one-is-rebuilding-till-now-george-davis-ceo-and-co-foudner-of-lorum.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}