{"podcast":{"title":"Property Investment Podcast Network","slug":"property-investment-podcast-network-48631","podcast_index_feed_id":48631,"rss_url":"https://spinetwork.libsyn.com/rss","website_url":"http://www.smartpropertyinvestment.com.au","image_url":"https://static.libsyn.com/p/assets/1/b/1/5/1b154521754b21ab88c4a68c3ddbc4f2/Property_Investment-2000x2000-standard_1_11.png","author":"Momentum Media","episode_count":1620,"summary":"The Smart Property Investment Podcast Network brings together the best of Australian property investment talent within one dedicated platform – delivering investors unparalleled insights to help them create greater wealth through property. Lead by top business podcaster Phillip Tarrant from www.smartpropertyinvestment.com.au, the Smart Property Investment Podcast Network includes a number of focused programs, including: The Smart Property Investment Show, Portfolio Update, Investing Insights with Right Property Group, and more! Join the more than 100,000 listeners every month who tune in to The Smart Property Investment Podcast Network. Join the community, get involved and take action to realise your property investment ambitions. Subscribe today and receive each new podcast direct to your podcast player. For further information visit www.smartpropertyinvestment.com.au or email editor@smartpropertyinvestment.com.au.","last_synced_at":"2026-07-25T22:18:01.746434+00:00","page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631"},"episode":{"title":"THE PROPERTY NERDS: Rate rise – do the math","slug":"the-property-nerds-rate-rise-do-the-math","published_at":"2026-05-12T06:21:51+00:00","page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631/the-property-nerds-rate-rise-do-the-math","show_page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631","url":"https://spinetwork.libsyn.com/the-property-nerds-rate-rise-do-the-math","audio_url":"https://traffic.libsyn.com/secure/spinetwork/PN_Arjun__Jack_Part_1_260417_mixdown.mp3?dest-id=597222","summary":"Most investors obsess over rate hikes, but the real winners are those using them to unlock borrowing power, capitalising on hesitation while others sit on the sidelines. Here's how to turn a high cash rate environment to your advantage. On The Property Nerds podcast, Arjun Paliwal from InvestorKit and Jack Fouracre from Fouracre Financial break down how interest rates are reshaping borrowing capacity, sentiment, and the decisions separating active investors from those stuck on the sidelines. They reveal that even a small 0.25 per cent rate shift can materially impact borrowing power, but argue the bigger effect is psychological, with media-driven fear influencing decisions more than the numbers themselves. A key focus is on lending strategy, with the hosts explaining how different tiers of lenders and varying assessment rates can significantly expand borrowing capacity when traditional banks become restrictive. They also show how the right broker can reshape an investor's trajectory by structuring finance strategically rather than reacting defensively to rate changes. The verdict is simple: it's not the rate that decides your outcome, but how you structure your finances and whether you act while everyone else is frozen.","meta_description":"Most investors obsess over rate hikes, but the real winners are those using them to unlock borrowing power, capitalising on hesitation while others sit on…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1550,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/property-investment-podcast-network-48631/episodes/the-property-nerds-rate-rise-do-the-math/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/property-investment-podcast-network-48631/the-property-nerds-rate-rise-do-the-math.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}