{"podcast":{"title":"Property Investment Podcast Network","slug":"property-investment-podcast-network-48631","podcast_index_feed_id":48631,"rss_url":"https://spinetwork.libsyn.com/rss","website_url":"http://www.smartpropertyinvestment.com.au","image_url":"https://static.libsyn.com/p/assets/1/b/1/5/1b154521754b21ab88c4a68c3ddbc4f2/Property_Investment-2000x2000-standard_1_11.png","author":"Momentum Media","episode_count":1620,"summary":"The Smart Property Investment Podcast Network brings together the best of Australian property investment talent within one dedicated platform – delivering investors unparalleled insights to help them create greater wealth through property. Lead by top business podcaster Phillip Tarrant from www.smartpropertyinvestment.com.au, the Smart Property Investment Podcast Network includes a number of focused programs, including: The Smart Property Investment Show, Portfolio Update, Investing Insights with Right Property Group, and more! Join the more than 100,000 listeners every month who tune in to The Smart Property Investment Podcast Network. Join the community, get involved and take action to realise your property investment ambitions. Subscribe today and receive each new podcast direct to your podcast player. For further information visit www.smartpropertyinvestment.com.au or email editor@smartpropertyinvestment.com.au.","last_synced_at":"2026-07-25T22:18:01.746434+00:00","page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631"},"episode":{"title":"Are your finances in order? Rate hike exposes 'bad mortgage strategy' as an expensive problem","slug":"are-your-finances-in-order-rate-hike-exposes-bad-mortgage-strategy-as-an-expensive-problem","published_at":"2026-05-06T03:23:04+00:00","page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631/are-your-finances-in-order-rate-hike-exposes-bad-mortgage-strategy-as-an-expensive-problem","show_page_url":"https://stenobird.com/podcast/property-investment-podcast-network-48631","url":"https://spinetwork.libsyn.com/are-your-finances-in-order-rate-hike-exposes-bad-mortgage-strategy-as-an-expensive-problem","audio_url":"https://traffic.libsyn.com/secure/spinetwork/SPI_Eva_Loisance_260505_mixdown.mp3?dest-id=597222","summary":"Another rate hike just landed, and if you haven't reviewed your loan structure and buffers, you could already be falling behind. Here is how to review your finances. On The Smart Property Investment Show, host Phil Tarrant sat down with Finni Mortgages principal Eva Loisance to examine what the latest move by the Reserve Bank of Australia means for investors and home owners. Loisance warns that many Australians don't even know their current mortgage rate, leaving them exposed as repayments rise and buffers get squeezed. She explains that outcomes will vary depending on loan structure, offsets, and fixed-rate exposure, making it critical to review loans, compare rates, and consider refinancing before pressure builds. The episode also explores looming policy risks, including potential tax changes and self-managed super fund (SMSF) lending restrictions, which could further reshape the market. As conditions tighten, the duo is clear: this isn't a wait-and-see moment, it's a time to reassess strategy, or risk being caught out by the next move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook , X (formerly Twitter) and LinkedIn . If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.","meta_description":"Another rate hike just landed, and if you haven't reviewed your loan structure and buffers, you could already be falling behind. Here is how to review you…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1878,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/property-investment-podcast-network-48631/episodes/are-your-finances-in-order-rate-hike-exposes-bad-mortgage-strategy-as-an-expensive-problem/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/property-investment-podcast-network-48631/are-your-finances-in-order-rate-hike-exposes-bad-mortgage-strategy-as-an-expensive-problem.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}