{"podcast":{"title":"PBJ","slug":"presidio-bitcoin-jam-7268126","podcast_index_feed_id":7268126,"rss_url":"https://feeds.fountain.fm/UnefO3pkSLLDwIGz0Xq1","website_url":"https://presidiobitcoin.substack.com/podcast","image_url":"https://feeds.fountain.fm/UnefO3pkSLLDwIGz0Xq1/files/COVER_ART---DEFAULT---7cd943d4-0f14-450a-80a8-2f3e51634c27.jpg","author":"With David King, Max Webster, and Steve Lee","episode_count":76,"summary":"PBJ is a weekly live show recorded at Presidio Bitcoin where 3 friends gather to make sense of bitcoin’s latest topics, from distilling technical concepts to discussing new ways to use bitcoin to determining its impact on the financial system. Join David King, Steve Lee, and Max Webster, longtime bitcoiners with deep roots in Silicon Valley, as they swap knowledge, challenge assumptions, and joust about the big questions of the day, bridging the gap between big tech and bitcoin. presidiobitcoin.substack.com","last_synced_at":"2026-07-25T22:17:40.733092+00:00","page_url":"https://stenobird.com/podcast/presidio-bitcoin-jam-7268126"},"episode":{"title":"Coinbase Mortgages, Privacy for AI and Payments, Lexe Launches","slug":"coinbase-mortgages-privacy-for-ai-and-payments-lexe-launches","published_at":"2026-03-27T21:48:35+00:00","page_url":"https://stenobird.com/podcast/presidio-bitcoin-jam-7268126/coinbase-mortgages-privacy-for-ai-and-payments-lexe-launches","show_page_url":"https://stenobird.com/podcast/presidio-bitcoin-jam-7268126","url":"https://fountain.fm/episode/LTWk2Kgqcez48WjQzs6h","audio_url":"https://feeds.fountain.fm/UnefO3pkSLLDwIGz0Xq1/items/HXJyRs70waBvfyrdzQ3w/files/AUDIO---DEFAULT---211cfc50-2eb3-4c2c-98ab-e7525e081e45.mp3","summary":"0:00 Opening banter, Iowa State, and March Madness stakes 07:10 Coinbase’s Bitcoin-backed mortgage model 11:12 Who the Coinbase mortgage product is really for 20:58 Competitive implications for Bitcoin lending and housing finance 27:40 De minimis tax policy and the case for Bitcoin payments 31:27 STRC-backed stablecoins as regional savings products 37:10 Lexe’s launch and trusted-execution Lightning wallets 45:10 SDK design, experimentation, and the search for breakout use cases 52:46 Privacy limits in Base, Spark and stablecoin payments 01:02:20 Hong Kong’s decryption powers and the erosion of financial privacy 01:04:50 Stripe, open-source AI, and shifting infrastructure questions 01:12:52 Spiral’s AI criteria (low-level tools, protocols, and defensibility) 01:16:08 Peer-to-peer training networks and verifiable model provenance 01:20:13 Naming systems for agents and online resources - SHOW NOTES: Coinbase Mortgages: https://www.coinbase.com/blog/coinbase-powers-the-first-crypto-backed-conforming-mortgages-by-better Lexe Launch: https://blog.lexe.app/public-launch/ - SUBSCRIBE: https://www.youtube.com/@PresidioBitcoin","meta_description":"0:00 Opening banter, Iowa State, and March Madness stakes 07:10 Coinbase’s Bitcoin-backed mortgage model 11:12 Who the Coinbase mortgage product is really…","key_points":[],"chapters":[],"topics":[],"duration_seconds":5471,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/presidio-bitcoin-jam-7268126/episodes/coinbase-mortgages-privacy-for-ai-and-payments-lexe-launches/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/presidio-bitcoin-jam-7268126/coinbase-mortgages-privacy-for-ai-and-payments-lexe-launches.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}