{"podcast":{"title":"Point Me To First Class","slug":"point-me-to-first-class-6237146","podcast_index_feed_id":6237146,"rss_url":"https://feeds.libsyn.com/464010/rss","website_url":"https://pointmetofirstclass.com/podcast","image_url":"https://static.libsyn.com/p/assets/2/5/d/a/25dae9ed72ce1f8bd959afa2a1bf1c87/PMTFC-Podcast-Cover-Art-3000.jpg","author":"Devon Gimbel MD","episode_count":184,"summary":"Point Me to First Class is a show for employed professionals, solopreneurs, entrepreneurs, and business owners with higher-than-average personal and/or business expenses who want to learn to leverage them into credit card points to spend on travel. Your expenses are your greatest untapped asset - but learning how to use them to travel the world doesn't have to be confusing or complicated. Each week, Devon Gimbel shares valuable tips, tools, and strategies to help you uplevel your skills earning and redeeming credit card points and shows you how to spend them on incredible travel experiences. Interested in learning more about working with Devon? Visit www.pointmetofirstclass.com to learn more. This podcast is for you if you find yourself asking questions like: How do I earn credit card points and use them for travel? How can I make my expenses benefit me? How can I earn as many credit card points for as little spending as possible? How to maximize value from credit card points. How to earn credit card points for travel. Turn credit card points into travel.","last_synced_at":"2026-07-20T16:19:21.757777+00:00","page_url":"https://stenobird.com/podcast/point-me-to-first-class-6237146"},"episode":{"title":"151. Bilt's 3 New Cards: A Complete Analysis & Strategy Guide","slug":"151-bilt-s-3-new-cards-a-complete-analysis-strategy-guide","published_at":"2026-01-19T15:31:00+00:00","page_url":"https://stenobird.com/podcast/point-me-to-first-class-6237146/151-bilt-s-3-new-cards-a-complete-analysis-strategy-guide","show_page_url":"https://stenobird.com/podcast/point-me-to-first-class-6237146","url":"http://pointmetofirstclass.com/bilt-credit-cards-2026-analysis","audio_url":"https://traffic.libsyn.com/secure/971afa5f-caf9-4235-9445-9b18164a0a4c/PMTFC_-_Ep151_-_V2.mp3?dest-id=3917916","summary":"Have you ever wondered if earning points on your mortgage or rent is actually worth the math? Or whether a card that earns two times points on everything can really compete with what you're already holding? Bilt just released three brand new credit cards, and they're more complex than any card launch I've seen in a while. This isn't just about welcome bonuses and bonus categories— there's an entirely new internal currency called Bilt Cash, along with processing fees to calculate, and real formulas you need to run to figure out if any of these cards make sense for your situation. In this episode, I'm joined by Kelly, the Points and Miles Doc, to break down all three new Bilt cards: the no annual fee Bilt Blue, the $95 Bilt Obsidian, and the $495 Bilt Palladium. We analyze the welcome bonuses, points earning structures, and how each card compares to its closest competitors. We walk through the Bilt Cash system, explain exactly how much you'd need to spend to earn points on housing payments without paying fees, and discuss who these cards actually benefit. We also share why we both applied for the Bilt Palladium within hours of its release and what makes Bilt's transfer partners worth paying attention to. Get full show notes and transcript: http://pointmetofirstclass.com/bilt-credit-cards-2026-analysis Want to shape the show? Take the Point Me To First Class listener survey and share what you love and want more of! Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy","meta_description":"Have you ever wondered if earning points on your mortgage or rent is actually worth the math? Or whether a card that earns two times points on everything…","key_points":[],"chapters":[],"topics":[],"duration_seconds":5599,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/point-me-to-first-class-6237146/episodes/151-bilt-s-3-new-cards-a-complete-analysis-strategy-guide/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/point-me-to-first-class-6237146/151-bilt-s-3-new-cards-a-complete-analysis-strategy-guide.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}