{"podcast":{"title":"Paisa Vaisa with Anupam Gupta","slug":"paisa-vaisa-with-anupam-gupta-1043050","podcast_index_feed_id":1043050,"rss_url":"https://www.omnycontent.com/d/playlist/e0dce4b3-2eb8-48cb-822c-af1d00e03e20/b3d9fccc-662e-4aa7-a14a-af4e0097d44b/e2ba1850-2b92-4a77-b08f-af4e0097d46c/podcast.rss","website_url":"http://ivmpodcasts.com/paisavaisa","image_url":"https://www.omnycontent.com/d/playlist/e0dce4b3-2eb8-48cb-822c-af1d00e03e20/b3d9fccc-662e-4aa7-a14a-af4e0097d44b/e2ba1850-2b92-4a77-b08f-af4e0097d46c/image.jpg?t=1744810428&size=Large","author":"IVM Podcasts","episode_count":589,"summary":"Paisa Vaisa is India's premier podcast on personal finance, boasting over 4 million downloads, featuring over 200 hours of insightful content and discussions, hosting more than 250 guests, and presenting a wealth of knowledge through over 450 episodes. Since 2017, Paisa Vaisa hosts experts from mutual funds, stocks, real estate, loans, education financing, insurance, and much more. It has recently introduced a sub-series offering valuable insights in businesses and entrepreneurship. You can catch this podcast on YouTube 'Paisa Vaisa with Anupam Gupta' or find it on top audio streaming platforms like Apple Podcasts, Spotify, Amazon Music, Google Podcasts, JioSaavn, Gaana, and others.","last_synced_at":"2026-07-13T06:19:34.786610+00:00","page_url":"https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050"},"episode":{"title":"How do NBFCs approve loans with zero current income?","slug":"how-do-nbfcs-approve-loans-with-zero-current-income","published_at":"2026-06-08T00:30:00+00:00","page_url":"https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050/how-do-nbfcs-approve-loans-with-zero-current-income","show_page_url":"https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050","url":"https://omny.fm/shows/paisa-vaisa-with-anupam-gupta/how-banks-approve-loans-with-zero-current-income","audio_url":"https://traffic.omny.fm/d/clips/e0dce4b3-2eb8-48cb-822c-af1d00e03e20/b3d9fccc-662e-4aa7-a14a-af4e0097d44b/ebf2f787-8ece-4f75-8070-b46201337fd1/audio.mp3?utm_source=Podcast&in_playlist=e2ba1850-2b92-4a77-b08f-af4e0097d46c","summary":"Can you fund a world-class higher education without draining your parents' retirement funds or destroying your own financial future? On this episode of Paisa Vaisa , host Anupam Gupta is joined by Vivek Baranwal, CBO, Education Loan - Domestic Business at Avanse Financial Services. Together, they break down the structural shift in how student loans are evaluated in India today. Learn how modern lenders underwrite based entirely on a student's future income potential, the realistic costs of top-tier Indian engineering, MBA, and medical programs, and the critical importance of maintaining a clean co-applicant credit score. Vivek also shares invaluable data on using micro-loans for short-term upskilling in AI and Data Science to combat India's 45% unemployability rate, and how international campuses in Gift City are changing the game. Whether you are a parent planning ahead or a young professional looking to upgrade your skills, plug in your earphones for a highly pragmatic take on balancing career dreams with financial reality. Tune in for an engaging discussion on creativity, careers, business, and the evolving world of entertainment. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more Watch full episodes right here on YouTube Explore more at ivmpodcasts.com Connect with Anupam Gupta: Twitter: @b50 Instagram: @b_50 LinkedIn: Anupam Gupta Follow IVM Podcasts We’re @ivmpodcasts on Facebook, Twitter & Instagram See omnystudio.com/listener for privacy information.","meta_description":"Can you fund a world-class higher education without draining your parents' retirement funds or destroying your own financial future? On this episode of Pa…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2815,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/paisa-vaisa-with-anupam-gupta-1043050/episodes/how-do-nbfcs-approve-loans-with-zero-current-income/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/paisa-vaisa-with-anupam-gupta-1043050/how-do-nbfcs-approve-loans-with-zero-current-income.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}