{"podcast":{"title":"Optimal Health Daily - Fitness and Nutrition","slug":"optimal-health-daily-fitness-and-nutrition-323906","podcast_index_feed_id":323906,"rss_url":"https://feeds.megaphone.fm/OLD4549284412","website_url":"https://oldpodcast.com","image_url":"https://megaphone.imgix.net/podcasts/179f5c46-1733-11ec-86d8-6fde4865f964/image/OLD-Cover-Health-3000.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Optimal Living Daily LLC","episode_count":3478,"summary":"Optimal Health Daily, hosted by the esteemed Dr. Neal Malik, a tenured professor, registered dietitian nutritionist, and certified exercise physiologist, is a treasure trove of health and wellness insights. Dr. Neal delves into the latest research and timeless wisdom in nutrition, fitness, and diet, presenting them in easy-to-understand, digestible episodes. His expertise shines through as he handpicks and narrates the most informative and inspiring blog posts, offering practical tips and motivational stories to help listeners on their journey to optimal health. Each episode is a blend of science-based information and real-life application, making it a unique resource for anyone looking to improve their health and wellbeing. Dr. Malik's approach is holistic and inclusive, recognizing the importance of balancing physical health with mental and emotional wellness. By focusing on diet, fitness, and nutrition, each episode provides you with the tools needed to achieve your health goals. His engaging narration and the podcast's diverse range of topics make it an essential daily listen for you as you seek to lead a healthier, more balanced life. This podcast is designed for those passio…","last_synced_at":"2026-07-26T06:20:20.383708+00:00","page_url":"https://stenobird.com/podcast/optimal-health-daily-fitness-and-nutrition-323906"},"episode":{"title":"3446: The Health Savings Account Strategy That Not Enough People Are Talking About by Rynda Chappell-Wilk with Financial Finesse","slug":"3446-the-health-savings-account-strategy-that-not-enough-people-are-talking-about-by-rynda-chappell-wilk-with-financial-finesse","published_at":"2026-06-28T07:00:00+00:00","page_url":"https://stenobird.com/podcast/optimal-health-daily-fitness-and-nutrition-323906/3446-the-health-savings-account-strategy-that-not-enough-people-are-talking-about-by-rynda-chappell-wilk-with-financial-finesse","show_page_url":"https://stenobird.com/podcast/optimal-health-daily-fitness-and-nutrition-323906","url":"https://traffic.megaphone.fm/OLD3004290728.mp3","audio_url":"https://traffic.megaphone.fm/OLD3004290728.mp3","summary":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3446: Rynda Chappell-Wilk highlights a surprisingly flexible Health Savings Account strategy: qualified medical expenses can be reimbursed years or even decades after they were incurred, as long as proper records are kept. By allowing HSA funds to remain invested and grow tax-free while paying medical costs out of pocket, this approach can create a powerful pool of tax-advantaged money that may provide valuable flexibility in retirement and income-planning decisions. Read along with the original article(s) here: https://www.financialfinesse.com/2017/10/17/the-health-savings-account-strategy-that-not-enough-people-are-talking-about/ Quotes to ponder: \"If you qualify for a subsidy for your health insurance through the Affordable Care Act, you should be aware that your subsidy is only good up to certain income limits.\" \"You can also take the money out for non-medical expenses after you turn age 65 and pay income tax on the withdrawal but incur no penalty.\" \"If you can fund part of your lifestyle with HSA money (which won’t increase your AGI), you may be able to pay less tax on your social security income.\" Episode references: Health Savings Accounts (IRS): https://www.irs.gov/publications/p969 Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":589,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/optimal-health-daily-fitness-and-nutrition-323906/episodes/3446-the-health-savings-account-strategy-that-not-enough-people-are-talking-about-by-rynda-chappell-wilk-with-financial-finesse/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/optimal-health-daily-fitness-and-nutrition-323906/3446-the-health-savings-account-strategy-that-not-enough-people-are-talking-about-by-rynda-chappell-wilk-with-financial-finesse.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}