{"podcast":{"title":"Optimal Finance Daily - Financial Independence and Money Advice","slug":"optimal-finance-daily-financial-independence-and-money-advice-879660","podcast_index_feed_id":879660,"rss_url":"https://feeds.megaphone.fm/OLD5541344269","website_url":"https://oldpodcast.com","image_url":"https://megaphone.imgix.net/podcasts/e672780c-36c1-11ec-906c-a32d99125980/image/0551550f21ca6f716db7be01cb360931.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Optimal Living Daily LLC","episode_count":3647,"summary":"Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming \"OLD friends\" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.","last_synced_at":"2026-07-27T14:20:24.970583+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660"},"episode":{"title":"3566: [Part 2] The Price of Inattention by Michael Smith with Financial Finesse on Financial Awareness","slug":"3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness","published_at":"2026-05-20T07:00:00+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness","show_page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660","url":"https://traffic.megaphone.fm/OLD6175681525.mp3?updated=1778525308","audio_url":"https://traffic.megaphone.fm/OLD6175681525.mp3?updated=1778525308","summary":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3566: Michael Smith shows how quickly unchecked credit fraud can unravel someone’s career opportunities, insurance costs, and peace of mind, and how persistence, organization, and vigilance helped rebuild both financial stability and confidence. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/02/the-price-of-inattenton/ Quotes to ponder: \"She unwound a horrible situation, worked her way out of it by spending hours fixing it and documenting every conversation she had and she now feels invincible financially.\" \"My take away from her case is that we must all be aware of what is going on in our financial life.\" \"If we fail to pay attention, it’s possible for bad things to be happening beneath the surface.\" Episode references: Credit Karma: https://www.creditkarma.com Credit Sesame: https://www.creditsesame.com Annual Credit Report: https://www.annualcreditreport.com Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":514,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3566-part-2-the-price-of-inattention-by-michael-smith-with-financial-finesse-on-financial-awareness.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}