{"podcast":{"title":"Optimal Finance Daily - Financial Independence and Money Advice","slug":"optimal-finance-daily-financial-independence-and-money-advice-879660","podcast_index_feed_id":879660,"rss_url":"https://feeds.megaphone.fm/OLD5541344269","website_url":"https://oldpodcast.com","image_url":"https://megaphone.imgix.net/podcasts/e672780c-36c1-11ec-906c-a32d99125980/image/0551550f21ca6f716db7be01cb360931.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Optimal Living Daily LLC","episode_count":3647,"summary":"Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming \"OLD friends\" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.","last_synced_at":"2026-07-27T14:20:24.970583+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660"},"episode":{"title":"3557: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics","slug":"3557-part-2-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics","published_at":"2026-05-12T07:00:00+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3557-part-2-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics","show_page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660","url":"https://traffic.megaphone.fm/OLD6480070201.mp3?updated=1777654774","audio_url":"https://traffic.megaphone.fm/OLD6480070201.mp3?updated=1777654774","summary":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3557: Amanda Brownlow walks through the practical, sometimes uncomfortable process of dissecting your daily spending and turning raw numbers into meaningful financial goals. By categorizing expenses, confronting cash habits, and setting actionable targets, she shows how small, honest adjustments can unlock real progress toward debt reduction and savings. It’s a clear path from awareness to control, helping you build a budget that actually works in real life. Read along with the original article(s) here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/ Quotes to ponder: \"You need to know exactly what you spent money on.\" \"You need to have a concrete idea of where your money went!\" \"Set a goal, amount, what actions you’ll take to get there, and a deadline.\" Episode references: The Complete Guide to Money by Dave Ramsey: https://www.amazon.com/Complete-Guide-Money-Dave-Ramsey/dp/1937077209 The Total Money Makeover by Dave Ramsey: https://www.amazon.com/Total-Money-Makeover-Classic-Financial/dp/1595555277 Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":589,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3557-part-2-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3557-part-2-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}