{"podcast":{"title":"Optimal Finance Daily - Financial Independence and Money Advice","slug":"optimal-finance-daily-financial-independence-and-money-advice-879660","podcast_index_feed_id":879660,"rss_url":"https://feeds.megaphone.fm/OLD5541344269","website_url":"https://oldpodcast.com","image_url":"https://megaphone.imgix.net/podcasts/e672780c-36c1-11ec-906c-a32d99125980/image/0551550f21ca6f716db7be01cb360931.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Optimal Living Daily LLC","episode_count":3647,"summary":"Optimal Finance Daily is the #1 narrated podcast for the FIRE movement (Financial Independence, Retire Early). We curate and read the internet's most influential blogs on stock market investing, passive income, debt repayment, and 401k strategies, transforming complex wisdom into actionable daily episodes. Hosted by Diania Merriam (founder of the EconoMe conference), this show is designed for growth-minded professionals seeking wealth management tips and money mindfulness. From budgeting and frugal living to index fund investing and tax strategies, Diania provides the tools to secure your financial freedom. Join thousands of listeners becoming \"OLD friends\" as we navigate retirement planning, savvy money management, and the path to a debt-free life. Your journey to an optimal life begins here.","last_synced_at":"2026-07-27T14:20:24.970583+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660"},"episode":{"title":"3556: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Personal Finance Basics","slug":"3556-part-1-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics","published_at":"2026-05-11T07:00:00+00:00","page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3556-part-1-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics","show_page_url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660","url":"https://traffic.megaphone.fm/OLD9355545532.mp3?updated=1777654769","audio_url":"https://traffic.megaphone.fm/OLD9355545532.mp3?updated=1777654769","summary":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3556: Amanda Brownlow breaks down how a simple spending audit can expose where your money is actually going and why so many people feel out of control financially. By walking through the first steps, gathering statements, tracking income, and facing debt head-on, she shows how clarity can quickly turn into smarter decisions and stronger financial goals. Read along with the original article(s) here: https://hellobrownlow.com/2020/02/17/how-to-complete-your-very-first-spending-audit/ Quotes to ponder: \"A spending audit is when you and your partner sit down and review (or audit) all of your transactions over the past month.\" \"You’ll save 100% if you don’t buy that product at all.\" \"Treating your money without respect is an easy way to spend more than you earn and end up in debt with no savings.\" Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":503,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/optimal-finance-daily-financial-independence-and-money-advice-879660/episodes/3556-part-1-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/optimal-finance-daily-financial-independence-and-money-advice-879660/3556-part-1-how-to-complete-your-very-first-spending-audit-by-amanda-brownlow-on-personal-finance-basics.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}