{"podcast":{"title":"Open Exam Prep","slug":"open-exam-prep-7140559","podcast_index_feed_id":7140559,"rss_url":"https://feeds.captivate.fm/open-exam-prep/","website_url":"https://open-exam-prep.com/","image_url":"https://artwork.captivate.fm/abe4183a-4dfa-4a03-97da-92d15c5d473d/_bZUi6Yzjq6h3zQu_ZsaQB5Y.jpeg","author":"Ran Chen, EA, CFP®","episode_count":363,"summary":"Open Exam Prep: Mastering Financial Exams The path to becoming a certified financial professional is known for its difficulty, and finding high-quality, accessible study material shouldn't be the hardest part. Created by Ran Chen—an AI application enthusiast, Financial Advisor, and holder of the EA (Tax), Life Insurance, Series 6/63/65, and CFP® designations—this podcast was born from personal experience. Having navigated these challenging exams himself, Ran realized the need for better resources and created Open Exam Prep as a free solution for aspiring professionals. Each episode breaks down complex major exam topics into clear, digestible lessons, covering everything from tax planning and estate strategies to retirement solutions and investment principles. Whether you’re studying during your commute, workout, or downtime, we are here to guide you—one question, one topic, one victory at a time. Visit for more content: https://open-exam-prep.com/","last_synced_at":"2026-07-26T00:19:27.877390+00:00","page_url":"https://stenobird.com/podcast/open-exam-prep-7140559"},"episode":{"title":"Series 7 Exam Prep 9, Account Registrations and Ownership Types","slug":"series-7-exam-prep-9-account-registrations-and-ownership-types","published_at":"2026-06-16T01:01:53+00:00","page_url":"https://stenobird.com/podcast/open-exam-prep-7140559/series-7-exam-prep-9-account-registrations-and-ownership-types","show_page_url":"https://stenobird.com/podcast/open-exam-prep-7140559","url":"https://open-exam-prep.captivate.fm/episode/series-7-exam-prep-9-account-registrations-and-ownership-types","audio_url":"https://episodes.captivate.fm/episode/39891f80-f419-411b-bdf3-5df051d47953.mp3","summary":"This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - In a Joint Tenants with Rights of Survivorship (JTWROS) account, assets pass directly to the surviving owner, avoiding probate, whereas in a Tenants in Common (TIC) account, the deceased's share goes to their estate. - A Transfer on Death (TOD) designation on an individual or joint account allows assets to bypass probate and go directly to a named beneficiary. - For corporate and partnership accounts, the firm must obtain a corporate resolution or partnership agreement to identify which individuals are authorized to trade. - Custodians of UGMA/UTMA accounts have a fiduciary duty, meaning they cannot use account assets for parental support obligations or engage in speculative trading. - Fiduciaries, such as trustees and estate executors, are governed by the Prudent Investor Rule and must provide legal documentation to prove their authority. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep","meta_description":"This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionat…","key_points":[],"chapters":[],"topics":[],"duration_seconds":161,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/open-exam-prep-7140559/episodes/series-7-exam-prep-9-account-registrations-and-ownership-types/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/open-exam-prep-7140559/series-7-exam-prep-9-account-registrations-and-ownership-types.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}