{"podcast":{"title":"On The Money","slug":"on-the-money-778652","podcast_index_feed_id":778652,"rss_url":"https://feeds.transistor.fm/interactive-investor","website_url":"https://www.ii.co.uk/","image_url":"https://img.transistorcdn.com/xpu1XQgcyvP4bL181q4UOKe9_GZfvexK2TZ66NbKCrk/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9hNDY5/NzMyNjIxMzYxOGU4/ZWVkOGM0NDUxYTA1/ODQ5OC5wbmc.jpg","author":"interactive investor","episode_count":426,"summary":"Every week, Kyle Caldwell and guests take a look at how the biggest stories and emerging trends could affect your investments, with practical tips and ideas to help you navigate your way through. Join the conversation, tell us what you want us to talk about or send us a question to OTM@ii.co.uk. Visit www.ii.co.uk for more investment insight and ideas.","last_synced_at":"2026-06-25T12:21:08.252880+00:00","page_url":"https://stenobird.com/podcast/on-the-money-778652"},"episode":{"title":"Q&A episode: retirement income from £250K, IHT pension planning, and are ETFs riskier than funds?","slug":"q-a-episode-retirement-income-from-250k-iht-pension-planning-and-are-etfs-riskier-than-funds","published_at":"2026-05-14T01:00:00+00:00","page_url":"https://stenobird.com/podcast/on-the-money-778652/q-a-episode-retirement-income-from-250k-iht-pension-planning-and-are-etfs-riskier-than-funds","show_page_url":"https://stenobird.com/podcast/on-the-money-778652","url":"https://share.transistor.fm/s/7255efee","audio_url":"https://media.transistor.fm/7255efee/6a70cd2a.mp3","summary":"Our latest episode answers questions sent in by listeners. Kyle is joined by Craig Rickman, interactive investor’s personal finance editor, to cover a wide range of topics including a realistic retirement income from a £250,000 pension pot, and how to approach fund risk scores. Do you have a question you’d like Kyle or Craig to tackle in a future episode? We would love to hear from you, and the way to get in touch with the team is by emailing: OTM@ii.co.uk Kyle Caldwell is Funds and Investment Education Editor at interactive investor. On The Money is an interactive investor (ii) podcast. For more investment news and ideas, visit www.ii.co.uk/stock-market-news . Important information: This podcast is intended for information purposes only and is not a personal recommendation. Past performance is not a guide to future performance. The value of your investments may go down as well as up, and you may not get back all the money that you invest. Full performance information can be found on the company or index summary page on the interactive investor website. The ii Personal Pension (SIPP) is for people who want to make their own decisions when investing for retirement. Usually, you won’t be able to withdraw your money until age 55 (57 from 2028). If you are in any doubt about the suitability of the ii Personal Pension (SIPP), Stocks &amp; Shares ISA, Trading Account, and/or any related tax treatment of these products, you should seek independent financial advice. Interactive Investor Services Limited is authorised and regulated by the Financial Conduct Authority.","meta_description":"Our latest episode answers questions sent in by listeners. Kyle is joined by Craig Rickman, interactive investor’s personal finance editor, to cover a wid…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1727,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/on-the-money-778652/episodes/q-a-episode-retirement-income-from-250k-iht-pension-planning-and-are-etfs-riskier-than-funds/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/on-the-money-778652/q-a-episode-retirement-income-from-250k-iht-pension-planning-and-are-etfs-riskier-than-funds.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}