{"podcast":{"title":"Now What","slug":"now-what-7067347","podcast_index_feed_id":7067347,"rss_url":"https://feeds.libsyn.com/544622/rss","website_url":"https://sites.libsyn.com/544622","image_url":"https://static.libsyn.com/p/assets/9/2/f/8/92f8644428e92bb0e55e3c100dce7605/Now_What_FInal_Podcast_COver.png","author":"Melissa Murphy","episode_count":72,"summary":"Welcome to Now What, the podcast that dives into the heart of midlife and all its twists and turns. Whether you're feeling lost, bored, or wondering what your next move should be, you're not alone. Join Melis as she explores the ups, downs, and everything in between, offering insights and real talk to help you find your way through this new chapter. Together, we'll navigate the midlife maze and discover what's next. Let's go!","last_synced_at":"2026-06-21T20:18:29.328783+00:00","page_url":"https://stenobird.com/podcast/now-what-7067347"},"episode":{"title":"(#69) Your 401k Shouldn't Become a 201k - Let's Fix That with Mike Milligan","slug":"69-your-401k-shouldn-t-become-a-201k-let-s-fix-that-with-mike-milligan","published_at":"2026-05-28T10:00:00+00:00","page_url":"https://stenobird.com/podcast/now-what-7067347/69-your-401k-shouldn-t-become-a-201k-let-s-fix-that-with-mike-milligan","show_page_url":"https://stenobird.com/podcast/now-what-7067347","url":"https://motivatewithmelis.com","audio_url":"https://dts.podtrac.com/redirect.mp3/traffic.libsyn.com/secure/a84a9244-1b16-4d63-a8d1-c8ba2b664bd9/69_Your_401k_Shouldnt_Become_a_201k_-_Lets_Fix_That_with_Mike_Milligan-FINAL.mp3?dest-id=4695442","summary":"Squad, we are talking about money today. Your money. Your next chapter. Your plan. And I brought in the guy who makes this stuff actually make sense — without the intimidation, without the jargon, and without making you feel behind. This conversation is going to fire you up in ways you did not expect from a money episode. Meet Mike Milligan: He's a certified financial planner, fiduciary, founder of Ideas by Mike and One Oak Financial, and author of The One-of-a-Kind Financial Plan. Mike has spent 30 years helping people turn financial chaos into a real plan — and he lives in Puerto Rico because taxes are THAT big of a deal to him. Yeah. He's that good. 💸 🎉 This episode is brought to you by Cozy Earth. Squad, our friends at Cozy Earth are hooking you up — use code MELIS at cozyearth.com for up to 30% off now through June 1st. And make sure to mention Now What?! in the post-purchase survey so they know we sent you. 😌 🔥 IN THIS EPISODE WE GET INTO: 💸 Why money is just a tool — and how shifting that mindset changes everything about how you earn, save and spend 🏠 The $10,000 gift that could give your kids $500,000 in equity — and why giving money NOW beats leaving an inheritance later 🧾 The Augusta, Georgia tax hack that lets you rent your home tax-free — and yes, it applies to YOU too 😴 The \"sleep meter\" approach to financial risk — and why there's no one-size-fits-all answer for midlife investing 📖 Why your first memory of money is running your financial life right now — and what to do about it 💥 PLOT TWIST TAKEAWAY Your financial plan shouldn't be built around a spreadsheet. It should be built around your life — your why, your goals, your laundry preferences. 😄 It's never too late to get this right. And the cost of NOT having a plan is always higher than the cost of gett…","meta_description":"Squad, we are talking about money today. Your money. Your next chapter. Your plan. And I brought in the guy who makes this stuff actually make sense — wit…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2062,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/now-what-7067347/episodes/69-your-401k-shouldn-t-become-a-201k-let-s-fix-that-with-mike-milligan/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/now-what-7067347/69-your-401k-shouldn-t-become-a-201k-let-s-fix-that-with-mike-milligan.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}