{"podcast":{"title":"MTM Travel - The Fun Side of Points & Travel!","slug":"mtm-travel-the-fun-side-of-points-travel-251388","podcast_index_feed_id":251388,"rss_url":"https://milestomemories.libsyn.com/rss","website_url":"https://milestomemories.com/podcast","image_url":"https://static.libsyn.com/p/assets/4/b/a/f/4bafcdeae464719de55e3c100dce7605/Copy_of_Copy_of_Copy_of_MtM_Vegas.jpg","author":"Shawn Coomer","episode_count":403,"summary":"The fun side of miles, points and travel! Hosted by Shawn Coomer and Mark Ostermann, MTM Travel dives into the points hobby & the lifestyle of travel with topical conversations and plenty of laughs along the way. Mark & Shawn have a combined 18 years of experience covering these topics on Miles to Memories and Travel on Points and are cohosts of the popular MtM Vegas Youtube Show on the Miles to Memories Vegas channel. They also host the 20 Minute Travel news show on this same feed where you can keep up with the latest deals, news and happenings.","last_synced_at":"2026-07-17T08:17:05.407415+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388"},"episode":{"title":"Spirit Credit Card Refunds, Choice Hotels Outsmarted Mark & Discover's Best Ever Offer?!","slug":"spirit-credit-card-refunds-choice-hotels-outsmarted-mark-discover-s-best-ever-offer","published_at":"2026-05-28T13:42:35+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/spirit-credit-card-refunds-choice-hotels-outsmarted-mark-discover-s-best-ever-offer","show_page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388","url":"https://milestomemories.libsyn.com/spirit-credit-card-refunds-choice-hotels-outsmarted-mark-discovers-best-ever-offer","audio_url":"https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_May_28_26_audio.mp3?dest-id=1462559","summary":"Bank of America is refunding annual fees for every Spirit credit cardholder and product-changing them into no-fee cards. Mark thought he found a hack in Choice Hotels' gas promo — until Choice's IT outsmarted him. Discover dropped the best welcome offer in its history: $200 after $500 spend, plus double cash back the first year. Then there's the Sapphire Reserve debate — when does pay-yourself-back make the annual fee worth it? What we cover: Spirit credit cardholders get annual fee refunds from Bank of America Choice Hotels gas promo: 8,000 points for a $50 card? Not so fast Discover's best-ever offer: $200 bonus + double cash back = five quarters of 5% Capital One acquiring Discover — could cash back become miles? Rethinking the Sapphire Reserve: when couponing actually works Pay Yourself Back at 1.25 cents and who should keep the card Schwab cashout strategy: turning Membership Rewards into cash Episode Guide: 0:00 - Welcome to MTM Travel 1:01 - Spirit Credit Card Update 5:47 - Choice Hotels Gas Promo 11:17 - Why Discover Card Right Now 16:13 - Rethinking the Sapphire Reserve 22:08 - Spouse Points & Wrap-Up ✈️ Track your travel credit cards for free 📧 Free newsletter 💳 Join our free Facebook group (16,000+ members) 🏆 Diamond Patreon — bonus shows + Slack community 🥇 Gold Membership ($10/mo) 🎧 Subscribe on Apple Podcasts 📖 Miles to Memories website","meta_description":"Bank of America is refunding annual fees for every Spirit credit cardholder and product-changing them into no-fee cards. Mark thought he found a hack in C…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1425,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/spirit-credit-card-refunds-choice-hotels-outsmarted-mark-discover-s-best-ever-offer/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/spirit-credit-card-refunds-choice-hotels-outsmarted-mark-discover-s-best-ever-offer.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}