{"podcast":{"title":"MTM Travel - The Fun Side of Points & Travel!","slug":"mtm-travel-the-fun-side-of-points-travel-251388","podcast_index_feed_id":251388,"rss_url":"https://milestomemories.libsyn.com/rss","website_url":"https://milestomemories.com/podcast","image_url":"https://static.libsyn.com/p/assets/4/b/a/f/4bafcdeae464719de55e3c100dce7605/Copy_of_Copy_of_Copy_of_MtM_Vegas.jpg","author":"Shawn Coomer","episode_count":403,"summary":"The fun side of miles, points and travel! Hosted by Shawn Coomer and Mark Ostermann, MTM Travel dives into the points hobby & the lifestyle of travel with topical conversations and plenty of laughs along the way. Mark & Shawn have a combined 18 years of experience covering these topics on Miles to Memories and Travel on Points and are cohosts of the popular MtM Vegas Youtube Show on the Miles to Memories Vegas channel. They also host the 20 Minute Travel news show on this same feed where you can keep up with the latest deals, news and happenings.","last_synced_at":"2026-07-17T08:17:05.407415+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388"},"episode":{"title":"Capital One's Europe Problem Is Bad — But Chase's Change May Be Worse + Hilton's Strange Brand!","slug":"capital-one-s-europe-problem-is-bad-but-chase-s-change-may-be-worse-hilton-s-strange-brand","published_at":"2026-03-21T18:26:30+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/capital-one-s-europe-problem-is-bad-but-chase-s-change-may-be-worse-hilton-s-strange-brand","show_page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388","url":"https://milestomemories.libsyn.com/capital-ones-europe-problem-is-bad-but-chases-change-may-be-worse-hiltons-strange-brand","audio_url":"https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_Mar_21_26_audio.mp3?dest-id=1462559","summary":"Capital One's switch to the Discover payment network is getting cards declined at ATMs and payment terminals overseas — Mark found out the hard way in Poland and Dublin. Chase made things worse by quietly killing fraud alerts for international charges, leaving one of Mark's travel buddies $1,000 in the hole at a bar in Poland with zero notification. Plus: a leaked Amex card nobody asked for, Yotel joining Hilton's portfolio, and why tap-to-pay overseas might actually work against you in a dispute. What we cover: Capital One Dulles lounge: hot, cramped, and the worst they've visited Amex Graphite Business Cash Unlimited: $250 fee for a 2% card nobody needed Capital One's Discover network switch: why cards are failing overseas Mark's Capital One debit declined in Poland and Dublin — what happened Best international debit cards in 2026: Charles Schwab, SoFi, Fidelity Is Venture X still worth taking overseas? Yotel joins Hilton as \"Select by Hilton\" — bookable with points by year end Chase ends fraud alerts for international and non-physical charges Mark's buddy loses $1,000+ at a bar in Poland — no fraud alert sent Apple Pay overseas: biometric authorization makes disputes harder Episode Guide: 0:00 - Welcome to MTM Travel 0:43 - Capital One Dulles lounge: the worst they've visited 2:23 - Amex Graphite Business Cash Unlimited: $250 for a 2% card? 7:17 - Capital One's Discover network switch explained 8:00 - Mark's Capital One debit declined in Poland and Dublin 8:20 - Best international debit cards: Schwab, SoFi, Fidelity 14:50 - Is Venture X still worth taking overseas? 15:42 - Yotel joins Hilton as \"Select by Hilton\" 19:33 - Chase ends international fraud alerts 20:50 - Mark's buddy loses $1,000+ at a bar in Poland — no fraud alert 23:27 - Apple Pay overseas: why disput…","meta_description":"Capital One's switch to the Discover payment network is getting cards declined at ATMs and payment terminals overseas — Mark found out the hard way in Pol…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1735,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/capital-one-s-europe-problem-is-bad-but-chase-s-change-may-be-worse-hilton-s-strange-brand/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/capital-one-s-europe-problem-is-bad-but-chase-s-change-may-be-worse-hilton-s-strange-brand.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}