{"podcast":{"title":"MTM Travel - The Fun Side of Points & Travel!","slug":"mtm-travel-the-fun-side-of-points-travel-251388","podcast_index_feed_id":251388,"rss_url":"https://milestomemories.libsyn.com/rss","website_url":"https://milestomemories.com/podcast","image_url":"https://static.libsyn.com/p/assets/4/b/a/f/4bafcdeae464719de55e3c100dce7605/Copy_of_Copy_of_Copy_of_MtM_Vegas.jpg","author":"Shawn Coomer","episode_count":403,"summary":"The fun side of miles, points and travel! Hosted by Shawn Coomer and Mark Ostermann, MTM Travel dives into the points hobby & the lifestyle of travel with topical conversations and plenty of laughs along the way. Mark & Shawn have a combined 18 years of experience covering these topics on Miles to Memories and Travel on Points and are cohosts of the popular MtM Vegas Youtube Show on the Miles to Memories Vegas channel. They also host the 20 Minute Travel news show on this same feed where you can keep up with the latest deals, news and happenings.","last_synced_at":"2026-07-17T08:17:05.407415+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388"},"episode":{"title":"Best Transferable Points Ranked, Huge Capital One Lawsuit & How We Evaluate Retention Offers!","slug":"best-transferable-points-ranked-huge-capital-one-lawsuit-how-we-evaluate-retention-offers-2","published_at":"2026-05-14T21:08:06+00:00","page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/best-transferable-points-ranked-huge-capital-one-lawsuit-how-we-evaluate-retention-offers-2","show_page_url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388","url":"https://milestomemories.libsyn.com/best-transferable-points-ranked-huge-capital-one-lawsuit-how-we-evaluate-retention-offers","audio_url":"https://dts.podtrac.com/redirect.mp3/pscrb.fm/rss/p/traffic.libsyn.com/secure/milestomemories/MTM_Travel_May_14_26_audio.mp3?dest-id=1462559","summary":"Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored) MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/ Capital One is facing a lawsuit over canceled rewards, and Shawn and Mark get into the bigger problem with banks treating points like real currency when it helps them and funny money when it helps them. They also talk retention offers, when a card is not worth keeping even for free, and rank the major transferable points programs from worst to best. What we cover: Capital One being sued over allegedly canceled rewards after account closures. Why earned points should come with stronger consumer protections. How to compare retention offers against referral offers, credits and annual fees. Why no-fee cards can still be worth checking for retention offers. The Business Platinum changes, Dell frustration and when a credit stops mattering. Shawn and Mark's rankings for Amex, Chase, Bilt, Citi, Capital One and Wells Fargo. Why Chase has slipped, Citi has become more useful and Bilt may have the most interesting upside. Episode Guide: 0:00 Welcome to MTM Travel 0:21 Detroit event details and why in-person networking still matters 2:52 Capital One sued over canceled rewards 7:51 How to think about retention offers 11:16 No-fee cards can still have retention offers 13:25 Dell, Business Platinum credits and the breaking point 14:52 Ranking transferable points programs 16:15 Capital One vs Wells Fargo at the bottom 19:03 Bilt vs Citi and the middle of the rankings 19:45 Why Chase keeps slipping 23:07 Amex makes the case for number one 26:14 Mark's case for Bilt as the best program 29:15 Which programs are essential for most people? Links: Free newsletter Join our free Facebook group Diamond Patreon Gold Membership Subscribe on A…","meta_description":"Juice up your earnings with QCGC. https://qcgc.io/?ref=mtmv1 (sponsored) MTM Detroit Meetup Tickets - https://mtm.zohobackstage.com/MTMTravelDetroit2026#/…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1965,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/mtm-travel-the-fun-side-of-points-travel-251388/episodes/best-transferable-points-ranked-huge-capital-one-lawsuit-how-we-evaluate-retention-offers-2/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/mtm-travel-the-fun-side-of-points-travel-251388/best-transferable-points-ranked-huge-capital-one-lawsuit-how-we-evaluate-retention-offers-2.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}