{"podcast":{"title":"Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio","slug":"mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244","podcast_index_feed_id":1155244,"rss_url":"https://audioboom.com/channels/5005820.rss","website_url":"https://audioboom.com/channels/5005820","image_url":"https://audioboom.com/i/43646837/s=1400x1400/el=1/rt=fill.png","author":"Dan Frio","episode_count":500,"summary":"The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio , this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight. 📞 (844) 775-LOAN 🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch 📺 YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio","last_synced_at":"2026-06-30T06:17:15.978213+00:00","page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244"},"episode":{"title":"Why the Fed Can't Cut Rates (Even Though Everyone Wants Them To)","slug":"why-the-fed-can-t-cut-rates-even-though-everyone-wants-them-to","published_at":"2026-05-08T14:23:15+00:00","page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/why-the-fed-can-t-cut-rates-even-though-everyone-wants-them-to","show_page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244","url":"https://audioboom.com/posts/8901119","audio_url":"https://dts.podtrac.com/redirect.mp3/audioboom.com/posts/8901119.mp3?modified=1778250369&sid=5005820&source=rss","summary":"99% chance of NO Fed rate cut? In today’s video, we break down why the Federal Reserve may not be ready to cut interest rates — even though homebuyers, homeowners, and the housing market are all waiting for relief. The big issue: the economy is still too strong, inflation is still too sticky, and the Fed does not want to cut too early and risk reigniting inflation. That matters because the Fed does NOT directly set mortgage rates — but Fed policy, inflation, the 10-Year Treasury, and mortgage bonds all help drive where mortgage rates move next. So if you’re waiting for mortgage rates to drop before buying a home or refinancing, this is the data you need to understand. Watch here: https://youtu.be/mXfhEySRie8 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact TOP RESOURCES 📉 Track Mortgage Rates Automatically → https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center → https://command.therateupdate.com/ 💳 TRU Debt Optimizer → https://debtrelief.therateupdate.com/ 🧮 Mortgage Calculators &amp; Tools → https://stan.store/TRU-Foundations 📊 Credit Monitoring (SmartCredit) → https://www.smartcredit.com/?PID=42980 📈 Free Credit Scores (Credit Karma) → https://www.creditkarma.com/lp/free-credit-scores-v12aff?adcopy=0&amp;adcampaign=core_acq_awin VIDEO CHAPTERS 00:00 Why everyone wants the Fed to cut rates 00:45 The 99% no-rate-cut setup 01:35 Why the Fed may stay on hold 02:40 Inflation is still the problem 03:45 Why a strong economy can keep rates higher 04:55 How the 10-Year Treasury impacts mortgage rates 06:10 What mortga…","meta_description":"99% chance of NO Fed rate cut? In today’s video, we break down why the Federal Reserve may not be ready to cut interest rates — even though homebuyers, ho…","key_points":[],"chapters":[],"topics":[],"duration_seconds":597,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/episodes/why-the-fed-can-t-cut-rates-even-though-everyone-wants-them-to/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/why-the-fed-can-t-cut-rates-even-though-everyone-wants-them-to.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}