{"podcast":{"title":"Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio","slug":"mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244","podcast_index_feed_id":1155244,"rss_url":"https://audioboom.com/channels/5005820.rss","website_url":"https://audioboom.com/channels/5005820","image_url":"https://audioboom.com/i/43646837/s=1400x1400/el=1/rt=fill.png","author":"Dan Frio","episode_count":500,"summary":"The Rate Update with Dan Frio explains mortgage rates, housing market news, inflation, and Federal Reserve policy in plain English. Hosted by nationally recognized mortgage advisor Dan Frio , this podcast breaks down the market forces that move mortgage rates — including the 10-Year Treasury, mortgage-backed securities, CPI inflation, jobs reports, Fed decisions, housing inventory, and economic headlines. Each episode helps homebuyers, homeowners, Realtors, investors, and loan officers understand where mortgage rates may be heading and what it means for buying, refinancing, or investing in real estate. No hype. Just real data, clear explanations, and practical mortgage insight. 📞 (844) 775-LOAN 🌐 https://www.TheRateUpdate.com 🎯 Rate alerts: https://www.TheRateUpdate.com/ratewatch 📺 YouTube: https://www.youtube.com/@TheRateUpdatewithDanFrio","last_synced_at":"2026-06-30T06:17:15.978213+00:00","page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244"},"episode":{"title":"The Rate Update —Mortgage Rates About to Spike? Here's What's Coming","slug":"the-rate-update-mortgage-rates-about-to-spike-here-s-what-s-coming-2","published_at":"2026-05-01T14:16:41+00:00","page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-mortgage-rates-about-to-spike-here-s-what-s-coming-2","show_page_url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244","url":"https://audioboom.com/posts/8897986","audio_url":"https://dts.podtrac.com/redirect.mp3/audioboom.com/posts/8897986.mp3?modified=1777645071&sid=5005820&source=rss","summary":"Mortgage rates are not getting much help from the Federal Reserve right now. This week, the Fed held rates steady again — and with inflation coming in around 3.5% while the Fed’s long-term target is still 2%, the message is pretty clear: Rate cuts are not likely coming soon. So what does that mean for homebuyers, homeowners, and anyone waiting for mortgage rates to drop? In this video, I break down what happened this week, why inflation matters so much to mortgage rates, why the Fed is staying patient, and why mortgage rates may stay higher or flatter for a while. More importantly, we’ll talk about what you should actually do next — whether you’re buying a home, thinking about refinancing, or just trying to understand when rates may finally improve. No hype. No panic. Just real data and practical advice. CHAPTERS 00:00 Mortgage rates and the big question this week 00:35 The Federal Reserve holds rates steady 01:20 Why inflation at 3.5% changes the outlook 02:10 The Fed wants 2% inflation — and we are not there yet 03:00 Why rate cuts are unlikely right now 03:55 What this means for mortgage rates 04:45 Could rates stay flat for a while? 05:35 What homebuyers should do next 06:25 What homeowners and refinancers should watch 07:15 Final takeaway: don’t wait without a plan 🔗 NEXT STEPS 🏠 Ready to Buy or Refinance? Get Pre-Approved https://257781.my1003app.com/246527/register 📅 Want to Talk Through Your Options? Schedule a Consultation https://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05 ✉️ Have Questions? Contact / Ask Dan https://www.therateupdate.com/contact TOP RESOURCES 📉 Track Mortgage Rates Automatically https://rw2.therateupdate.com/ 🏠 TRU Mortgage Command Center https://command.therateupdate.com/ 💳 TRU Debt Optimizer https://debtrelief.therateupdate.com…","meta_description":"Mortgage rates are not getting much help from the Federal Reserve right now. This week, the Fed held rates steady again — and with inflation coming in aro…","key_points":[],"chapters":[],"topics":[],"duration_seconds":509,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/episodes/the-rate-update-mortgage-rates-about-to-spike-here-s-what-s-coming-2/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/mortgage-rates-today-housing-market-fed-news-the-rate-update-with-dan-frio-1155244/the-rate-update-mortgage-rates-about-to-spike-here-s-what-s-coming-2.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}