{"podcast":{"title":"Morning Drive","slug":"morning-drive-7382993","podcast_index_feed_id":7382993,"rss_url":"https://feeds.mira.fm/morning-drive","website_url":"https://podeo.co","image_url":"https://media.podeo.co/podcasts/MjgyMDc/image.jpg?ivc=1783507003","author":"MIRA Business FM","episode_count":608,"summary":"Morning Drive is Mira Business FM’s flagship weekday programme airing Monday–Friday, 8 AM–12 PM. Presented by Tim Elliott , it delivers a dynamic mix of business news, expert analysis, and in-depth interviews with thought leaders and market specialists. From financial markets and economic trends to entrepreneurship, technology, property, and leadership, the show explores the stories shaping today’s business landscape, equipping listeners across the UAE and beyond with practical insights that matter.","last_synced_at":"2026-07-16T16:19:44.281732+00:00","page_url":"https://stenobird.com/podcast/morning-drive-7382993"},"episode":{"title":"Low Credit Scores: What They Really Cost","slug":"low-credit-scores-what-they-really-cost","published_at":"2026-07-11T05:27:39+00:00","page_url":"https://stenobird.com/podcast/morning-drive-7382993/low-credit-scores-what-they-really-cost","show_page_url":"https://stenobird.com/podcast/morning-drive-7382993","url":"https://podeo.co","audio_url":"https://media.podeo.co/episodes/MTIyMDky/audio.mp3","summary":"Tim Elliott welcomes independent financial consultant James Thomas to explore the implications of having a low credit score. They discuss borrowing, mortgages, business finance, rebuilding financial confidence, practical steps for improvement, and common misconceptions, helping listeners make informed decisions for a stronger financial future with realistic guidance and lasting resilience.","meta_description":"Tim Elliott welcomes independent financial consultant James Thomas to explore the implications of having a low credit score. They discuss borrowing, mortg…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1519,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/morning-drive-7382993/episodes/low-credit-scores-what-they-really-cost/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/morning-drive-7382993/low-credit-scores-what-they-really-cost.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}