{"podcast":{"title":"Moolala:  Money Made Simple with Bruce Sellery","slug":"moolala-money-made-simple-with-bruce-sellery-325078","podcast_index_feed_id":325078,"rss_url":"https://moolala.podbean.com/feed.xml","website_url":"https://moolala.ca/category/podcasts/","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/1216364/Moolala_Instagram_Post_67eg1.png","author":"Bruce Sellery","episode_count":200,"summary":"All about inspiring you to get a handle on your money so you can live the life that you want.","last_synced_at":"2026-07-22T00:19:10.102209+00:00","page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078"},"episode":{"title":"HELOC Explained: How Home Equity Lines of Credit Really Work (and the Risks)","slug":"heloc-explained-how-home-equity-lines-of-credit-really-work-and-the-risks","published_at":"2026-05-20T10:51:00+00:00","page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/heloc-explained-how-home-equity-lines-of-credit-really-work-and-the-risks","show_page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078","url":"https://moolala.podbean.com/e/heloc-explained-how-home-equity-lines-of-credit-really-work-and-the-risks/","audio_url":"https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/q4ekhcifcshx68hw/ep2614_segment2-Ron-Butler.mp3","summary":"Ron Butler, principal broker at Butler Mortgage and host of the Angry Mortgage Podcast, breaks down exactly how home equity lines of credit work, the key differences between a HELOC and a traditional mortgage, and the real risks of using one to cover vacations, pay off credit cards, or fund rental properties. He also explains why a HELOC is a demand loan — meaning the bank can reduce or call it on just 24 hours' notice — and offers one simple self-assessment to determine whether you have the financial discipline to manage one responsibly. Find out more at butlermortgage.ca and connect on X, Instagram, and Facebook.","meta_description":"Ron Butler, principal broker at Butler Mortgage and host of the Angry Mortgage Podcast, breaks down exactly how home equity lines of credit work, the key…","key_points":[],"chapters":[],"topics":[],"duration_seconds":785,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/heloc-explained-how-home-equity-lines-of-credit-really-work-and-the-risks/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/heloc-explained-how-home-equity-lines-of-credit-really-work-and-the-risks.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}