{"podcast":{"title":"Moolala:  Money Made Simple with Bruce Sellery","slug":"moolala-money-made-simple-with-bruce-sellery-325078","podcast_index_feed_id":325078,"rss_url":"https://moolala.podbean.com/feed.xml","website_url":"https://moolala.ca/category/podcasts/","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/1216364/Moolala_Instagram_Post_67eg1.png","author":"Bruce Sellery","episode_count":200,"summary":"All about inspiring you to get a handle on your money so you can live the life that you want.","last_synced_at":"2026-07-22T00:19:10.102209+00:00","page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078"},"episode":{"title":"First-Party Fraud Explained: Why More Canadians Are Lying to Get Credit","slug":"first-party-fraud-explained-why-more-canadians-are-lying-to-get-credit","published_at":"2026-05-20T10:52:00+00:00","page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/first-party-fraud-explained-why-more-canadians-are-lying-to-get-credit","show_page_url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078","url":"https://moolala.podbean.com/e/first-party-fraud-explained-why-more-canadians-are-lying-to-get-credit/","audio_url":"https://dts.podtrac.com/redirect.mp3/mcdn.podbean.com/mf/web/fu88crizwkaqbzdb/ep2614_segment3-Cherolle-Prince.mp3","summary":"Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, unpacks the alarming rise of first-party fraud — when individuals misrepresent their own identity or inflate their income to qualify for credit. With economic pressures pushing more Canadians to the financial edge, Equifax data shows first-party fraud is up over 30% year over year, doubling in both credit cards and banking. Cherolle explains how AI-powered detection tools and lender collaboration are fighting back, and why this growing trend ultimately tightens credit access for everyone — even those who play by the rules. Connect on LinkedIn(Cherolle), X, Facebook, Instagram, YouTube, and LinkedIn(Equifax).","meta_description":"Cherolle Prince, Director of Fraud and Identity Management at Equifax Canada, unpacks the alarming rise of first-party fraud — when individuals misreprese…","key_points":[],"chapters":[],"topics":[],"duration_seconds":726,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/moolala-money-made-simple-with-bruce-sellery-325078/episodes/first-party-fraud-explained-why-more-canadians-are-lying-to-get-credit/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/moolala-money-made-simple-with-bruce-sellery-325078/first-party-fraud-explained-why-more-canadians-are-lying-to-get-credit.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}