{"podcast":{"title":"Money & Taxes from Bb to XYZ","slug":"money-taxes-from-bb-to-xyz-6228444","podcast_index_feed_id":6228444,"rss_url":"https://feeds.captivate.fm/money-taxes-bb-xyz/","website_url":"https://money-taxes-bb-xyz.captivate.fm","image_url":"https://artwork.captivate.fm/2f363afe-d97f-40b0-bfab-3798135e8731/Unf_cuzG4xUmK-kba1QM4ECR.png","author":"Financial Planning Fort Collins","episode_count":93,"summary":"Money & Taxes from Bb to XYZ is the personal finance podcast for baby boomers as well as those in generations X, Y, and Z. Real financial planners break down a single money topic in each episode — and leave you with actionable takeaways at the end.","last_synced_at":"2026-09-17T22:17:26.038176+00:00","page_url":"https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444"},"episode":{"title":"Why Reset Your Budget in February?","slug":"why-reset-your-budget-in-february","published_at":"2026-02-05T10:00:00+00:00","page_url":"https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444/why-reset-your-budget-in-february","show_page_url":"https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444","url":"https://www.financialplanningfortcollins.com//why-reset-your-budget-in-february","audio_url":"https://episodes.captivate.fm/episode/a656dce7-347b-4481-8526-a9aca35cb124.mp3","summary":"In this episode of Money and Taxes from Bb to XYZ , Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, ABFP®, explain why February — not January — is the ideal time to reset your budget and cash-flow plan. With holiday spending behind you and a clearer picture of your real monthly expenses available from January, February offers the opportunity to make meaningful, realistic adjustments early enough to influence the rest of the year. The conversation covers practical steps like reviewing subscriptions, right-sizing recurring expenses, planning for large upcoming purchases, as well as aligning savings with short- and long-term goals. Regina and Jason also emphasize that cash flow planning isn’t about restriction. Instead, iit’s about intentionality, balance, and aligning spending with your values while supporting the rest of your financial plan. Takeaways February is the ideal time to reset your budget with a clearer view of real spending after the holidays. Cash-flow planning is about intentional, values-based spending — not simply cutting costs. Align savings and upcoming large expenses with your plan by moving near-term money away from investment risk and into cash. Have a tax question for the show? Email podcast@fpfoco.com, and Jason or Regina might answer it in a future episode! New episodes drop every other Thursday, and they’re always ad-free with no subscription required. Learn more about FPFoCo at fpfoco.com and connect with us on social media @fpfoco. Disclosures Jason Speciner and Regina Neenan are investment advisor representatives of FPFoCo, a registered investment advisor. The information in this podcast is for general educational and entertainment purposes only. It may not apply to your individual circumstances and should not be considered financial, inves…","meta_description":"In this episode of Money and Taxes from Bb to XYZ , Jason Speciner, CFP®, EA, and Regina Neenan, CFP®, ABFP®, explain why February — not January — is the…","key_points":[],"chapters":[],"topics":[],"duration_seconds":894,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-taxes-from-bb-to-xyz-6228444/episodes/why-reset-your-budget-in-february/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-taxes-from-bb-to-xyz-6228444/why-reset-your-budget-in-february.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}