{"podcast":{"title":"Money Matters by Allworth Financial","slug":"money-matters-by-allworth-financial-173477","podcast_index_feed_id":173477,"rss_url":"http://podcast.moneymatters.com/feed.xml","website_url":"http://www.moneymatters.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/729307/Image20250130122520.jpg","author":"Allworth Financial","episode_count":500,"summary":"For 30 years, Money Matters hosts Scott Hanson and Pat McClain have answered thousands of questions from callers just like you. This is the perfect podcast for you if you have questions like, should I do Roth conversions? Are there tax strategies I should be using? Do I have the proper estate plan? Is my portfolio allocation diverse enough? Will I retire on time? Listen at your convenience to one of the longest running financial radio shows on www.moneymatters.com, through iTunes, or you can have podcasts delivered right to your email. Subscribe today. Money Matters: Entertainment that educates. Join the conversation, ask Scott and Pat your financial questions, by sending an email to questions@moneymatters.com.","last_synced_at":"2026-07-26T12:18:32.077702+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477"},"episode":{"title":"Tax Strategies for Larger Portfolios: Direct Indexing, Estate Planning & What to Avoid","slug":"tax-strategies-for-larger-portfolios-direct-indexing-estate-planning-what-to-avoid","published_at":"2026-04-04T13:00:00+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/tax-strategies-for-larger-portfolios-direct-indexing-estate-planning-what-to-avoid","show_page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477","url":"http://podcast.moneymatters.com/e/tax-strategies-for-larger-portfolios-direct-indexing-estate-planning-what-to-avoid/","audio_url":"https://mcdn.podbean.com/mf/web/g58ue6wx3qem7mzr/AWMM_202644_PODCAST_1b67ed.mp3","summary":"In this episode of Money Matters, Scott and Pat react to a listener being pitched a complex direct indexing strategy using margin, while another wrestles with whether setting up trusts for their grandchildren is worth the hassle—breaking down what actually adds value and what doesn’t. They expand into tax strategies for larger portfolios, including when more sophisticated approaches create more cost and complexity than benefit. You’ll also hear practical guidance on estate planning, gifting, RMDs, and charitable giving through QCDs. What You’ll Learn: When a direct indexing strategy using margin may do more harm than good How to approach tax strategies for larger portfolios without overcomplicating your plan When trusts make sense for gifting—and when they don’t Smarter ways to handle RMDs and reduce taxes with QCDs Why some strategies are driven more by firm incentives than investor outcomes Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.","meta_description":"In this episode of Money Matters, Scott and Pat react to a listener being pitched a complex direct indexing strategy using margin, while another wrestles…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3108,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-matters-by-allworth-financial-173477/episodes/tax-strategies-for-larger-portfolios-direct-indexing-estate-planning-what-to-avoid/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/tax-strategies-for-larger-portfolios-direct-indexing-estate-planning-what-to-avoid.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}