{"podcast":{"title":"Money Matters by Allworth Financial","slug":"money-matters-by-allworth-financial-173477","podcast_index_feed_id":173477,"rss_url":"http://podcast.moneymatters.com/feed.xml","website_url":"http://www.moneymatters.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/729307/Image20250130122520.jpg","author":"Allworth Financial","episode_count":500,"summary":"For 30 years, Money Matters hosts Scott Hanson and Pat McClain have answered thousands of questions from callers just like you. This is the perfect podcast for you if you have questions like, should I do Roth conversions? Are there tax strategies I should be using? Do I have the proper estate plan? Is my portfolio allocation diverse enough? Will I retire on time? Listen at your convenience to one of the longest running financial radio shows on www.moneymatters.com, through iTunes, or you can have podcasts delivered right to your email. Subscribe today. Money Matters: Entertainment that educates. Join the conversation, ask Scott and Pat your financial questions, by sending an email to questions@moneymatters.com.","last_synced_at":"2026-07-26T12:18:32.077702+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477"},"episode":{"title":"Multi-Million Dollar Retirement: Roth Conversions & Estate Planning","slug":"multi-million-dollar-retirement-roth-conversions-estate-planning","published_at":"2026-07-25T13:00:00+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/multi-million-dollar-retirement-roth-conversions-estate-planning","show_page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477","url":"http://podcast.moneymatters.com/e/multi-million-dollar-retirement-roth-conversions-estate-planning/","audio_url":"https://mcdn.podbean.com/mf/web/wpht24dtr29ndf2s/AWMM_2026725_PODCAST_1_6mn5e.mp3","summary":"What does it take to manage a multi-million dollar portfolio once you’ve stopped adding to it? In this episode of Money Matters, Scott and Pat dive into the complexities of high-net-worth retirement, focusing on the critical shift from \"saving\" to \"strategic spending.\" Through real-world case studies, they explore why \"tax location\" is often more important than \"tax allocation,\" particularly when it comes to bonds and individual stocks. They also tackle the psychological side of wealth—learning how to upgrade your standard of living and find joy in charitable giving through \"warm hand\" estate planning. In this episode, they discuss: -Markets & AI: The impact of economic warfare and whether AI productivity gains are sustainable. -Prediction Markets: Why you should be wary of platforms like Polymarket and Kalshi. -Portfolio Cleanup: Why \"over-diversifying\" into 30+ funds can be a retirement trap. -Strategic Giving: Using the \"warm hand\" approach to fund legacies and charitable causes today. -Roth Conversions: Navigating tax efficiency for portfolios in the $2M–$10M+ range. Featured Case Study: A deep dive into bond location and estate planning for a multi-million dollar estate. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.","meta_description":"What does it take to manage a multi-million dollar portfolio once you’ve stopped adding to it? In this episode of Money Matters, Scott and Pat dive into t…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3311,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-matters-by-allworth-financial-173477/episodes/multi-million-dollar-retirement-roth-conversions-estate-planning/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/multi-million-dollar-retirement-roth-conversions-estate-planning.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}