{"podcast":{"title":"Money Matters by Allworth Financial","slug":"money-matters-by-allworth-financial-173477","podcast_index_feed_id":173477,"rss_url":"http://podcast.moneymatters.com/feed.xml","website_url":"http://www.moneymatters.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/729307/Image20250130122520.jpg","author":"Allworth Financial","episode_count":500,"summary":"For 30 years, Money Matters hosts Scott Hanson and Pat McClain have answered thousands of questions from callers just like you. This is the perfect podcast for you if you have questions like, should I do Roth conversions? Are there tax strategies I should be using? Do I have the proper estate plan? Is my portfolio allocation diverse enough? Will I retire on time? Listen at your convenience to one of the longest running financial radio shows on www.moneymatters.com, through iTunes, or you can have podcasts delivered right to your email. Subscribe today. Money Matters: Entertainment that educates. Join the conversation, ask Scott and Pat your financial questions, by sending an email to questions@moneymatters.com.","last_synced_at":"2026-07-26T12:18:32.077702+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477"},"episode":{"title":"Managing AI Risk, Roth Strategies, and the Annuity Trap","slug":"managing-ai-risk-roth-strategies-and-the-annuity-trap","published_at":"2026-06-20T13:00:00+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/managing-ai-risk-roth-strategies-and-the-annuity-trap","show_page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477","url":"http://podcast.moneymatters.com/e/managing-ai-risk-roth-strategies-and-the-annuity-trap/","audio_url":"https://mcdn.podbean.com/mf/web/7wfsu7vs7mqqxqyg/AWMM_2026620_PODCASTbbxxm.mp3","summary":"Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the \"irrational exuberance\" surrounding tech IPOs and the hidden dangers of concentration risk in a high-net-worth portfolio. Plus, they break down real-world case studies on tax efficiency and retirement income. What You’ll Learn: The AI \"Froth\" Factor: Why 97x revenue valuations for new IPOs are a warning sign for diversified investors and how to manage concentration risk in big tech. The Roth Conversion Reality Check: A $1.1M case study on why \"pre-paying\" taxes through a Roth conversion isn't always the right move for your legacy. The Annuity Trap: How to spot high-commission products that are often sold as \"safety\" but may actually hinder your retirement flexibility. Self-Insuring Long-Term Care: Strategic planning for healthcare costs when you have the assets to skip traditional insurance. Whether you are navigating market volatility or fine-tuning your estate plan, Scott and Pat provide the fiduciary perspective you need to protect your wealth. Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.","meta_description":"Is the current AI boom a repeat of 1999? In this episode of Money Matters, Scott and Pat dive into the \"irrational exuberance\" surrounding tech IPOs and t…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2432,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-matters-by-allworth-financial-173477/episodes/managing-ai-risk-roth-strategies-and-the-annuity-trap/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/managing-ai-risk-roth-strategies-and-the-annuity-trap.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}