{"podcast":{"title":"Money Matters by Allworth Financial","slug":"money-matters-by-allworth-financial-173477","podcast_index_feed_id":173477,"rss_url":"http://podcast.moneymatters.com/feed.xml","website_url":"http://www.moneymatters.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/729307/Image20250130122520.jpg","author":"Allworth Financial","episode_count":500,"summary":"For 30 years, Money Matters hosts Scott Hanson and Pat McClain have answered thousands of questions from callers just like you. This is the perfect podcast for you if you have questions like, should I do Roth conversions? Are there tax strategies I should be using? Do I have the proper estate plan? Is my portfolio allocation diverse enough? Will I retire on time? Listen at your convenience to one of the longest running financial radio shows on www.moneymatters.com, through iTunes, or you can have podcasts delivered right to your email. Subscribe today. Money Matters: Entertainment that educates. Join the conversation, ask Scott and Pat your financial questions, by sending an email to questions@moneymatters.com.","last_synced_at":"2026-07-26T12:18:32.077702+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477"},"episode":{"title":"How to Reduce Taxes in Retirement & Protect Your Kids’ Inheritance","slug":"how-to-reduce-taxes-in-retirement-protect-your-kids-inheritance","published_at":"2026-05-02T13:00:00+00:00","page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/how-to-reduce-taxes-in-retirement-protect-your-kids-inheritance","show_page_url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477","url":"http://podcast.moneymatters.com/e/how-to-reduce-taxes-in-retirement-protect-your-kids-inheritance/","audio_url":"https://mcdn.podbean.com/mf/web/qzjiu8f8qqtejkng/AWMM_202652_PODCAST_2a7mg0.mp3","summary":"If you’ve built significant wealth, knowing how to reduce taxes in retirement can have a major impact on what you keep—and what your kids ultimately receive. In this episode, Scott and Pat walk through two real-life situations: one caller facing large tax exposure from millions in pre-tax accounts, and another trying to make sure their children don’t quickly spend an inheritance. Along the way, they also touch on how areas like private credit and private equity are evolving—and what that means for investors thinking about risk, transparency, and long-term planning. If your goal is to reduce taxes in retirement while being more intentional about your legacy, this episode gives you a clear and practical framework. What You’ll Learn: -How to reduce taxes in retirement with large pre-tax accounts -When Roth conversions work—and when they don’t -Why RMDs can create long-term tax challenges -How to structure a trust to protect your kids’ inheritance -The role of trustees and distribution strategies Join Money Matters: Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain. Call 833-99-WORTH. Or ask a question by clicking here. You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.","meta_description":"If you’ve built significant wealth, knowing how to reduce taxes in retirement can have a major impact on what you keep—and what your kids ultimately recei…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2661,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-matters-by-allworth-financial-173477/episodes/how-to-reduce-taxes-in-retirement-protect-your-kids-inheritance/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-matters-by-allworth-financial-173477/how-to-reduce-taxes-in-retirement-protect-your-kids-inheritance.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}