{"podcast":{"title":"Money Lessons with Andrew Temte, PhD, CFA","slug":"money-lessons-with-andrew-temte-phd-cfa-6946211","podcast_index_feed_id":6946211,"rss_url":"https://feed.podbean.com/saturdaymorningmuse/feed.xml","website_url":"https://saturdaymorningmuse.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/18433088/Podcast_Artwork_ML9tsgd.jpg","author":"Andrew Temte","episode_count":154,"summary":"Tune in every Saturday Morning, for Andrew Temte’s insights into personal and professional continuous improvement with a focus on improving financial literacy and financial decision-making.","last_synced_at":"2026-09-19T16:21:32.767166+00:00","page_url":"https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211"},"episode":{"title":"Habits and Money: Why You Can't Remember What You Spend","slug":"habits-and-money-why-you-can-t-remember-what-you-spend","published_at":"2026-08-22T10:00:00+00:00","page_url":"https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/habits-and-money-why-you-can-t-remember-what-you-spend","show_page_url":"https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211","url":"https://saturdaymorningmuse.podbean.com/e/habits-and-money-why-you-cant-remember-what-you-spend/","audio_url":"https://mcdn.podbean.com/mf/web/z57sujigjdqahumc/ML_822267j9sy.mp3","summary":"In this episode of Money Lessons, Andy opens up the machinery that moves money out of a household without ever passing through a decision. He starts with the narrow definition psychologists use for the word \"habit\" — a behavior repeated in the same surroundings until conscious decision-making drops out — and walks through the 2002 wristwatch studies that measured how often people's minds were somewhere else while they acted. He makes the case that habits are not a character defect but a feature that buys back mental energy, then shows why the same mechanism that makes a habit useful is what makes it nearly impossible to recall. AndrewTemte.com","meta_description":"In this episode of Money Lessons, Andy opens up the machinery that moves money out of a household without ever passing through a decision. He starts with…","key_points":[],"chapters":[],"topics":[],"duration_seconds":680,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-lessons-with-andrew-temte-phd-cfa-6946211/episodes/habits-and-money-why-you-can-t-remember-what-you-spend/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-lessons-with-andrew-temte-phd-cfa-6946211/habits-and-money-why-you-can-t-remember-what-you-spend.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}