{"podcast":{"title":"Money Girl","slug":"money-girl-689731","podcast_index_feed_id":689731,"rss_url":"https://feeds.acast.com/public/shows/69c148bb1a160b44db9c8fcc","website_url":"https://www.quickanddirtytips.com/","image_url":"https://assets.pippa.io/shows/69c148bb1a160b44db9c8fcc/1774970200129-f6b38ffd-b4dc-400d-92fd-612f7f06a27f.jpeg","author":"Macmillan Holdings, LLC","episode_count":1033,"summary":"Laura Adams provides short and friendly personal finance, small business, real estate, and investing tips to help you live a richer life. Whether you're just starting out or are already a savvy investor, Money Girl's advice will point you in the right direction. Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-07-26T08:20:28.071144+00:00","page_url":"https://stenobird.com/podcast/money-girl-689731"},"episode":{"title":"6 Money moves to make before a potential rate hike","slug":"6-money-moves-to-make-before-a-potential-rate-hike","published_at":"2026-05-27T09:00:00+00:00","page_url":"https://stenobird.com/podcast/money-girl-689731/6-money-moves-to-make-before-a-potential-rate-hike","show_page_url":"https://stenobird.com/podcast/money-girl-689731","url":"https://shows.acast.com/money-girl/episodes/6-money-moves-to-make-before-a-potential-rate-hike","audio_url":"https://sphinx.acast.com/p/open/s/69c148bb1a160b44db9c8fcc/e/6a14a95db9ac1c860c62c527/media.mp3","summary":"1022. If you were expecting interest rates to drop, rising inflation is making it more likely for them to go up this year. Laura reviews six moves you shouldn’t overlook in a rising-rate environment to make your money work harder for you. Key takeaways When inflation rises, the Fed raises interest rates to slow down spending and demand, eventually causing prices to decrease so spending increases. With sticky inflation and the expectation of rate hikes, borrowers need to watch interest rates on their debt, using a tool like my PFS. When variable-rate debts, such as credit cards, increase, it’s wise to pay them off faster and reduce the interest expense. If you’re considering a large purchase, like a home or vehicle, maintaining good credit and locking in a lower interest rate sooner rather than later are wise strategies. Higher interest rates benefit savers, so using a high-yield savings account can maximize your earnings. Upcoming Wedding Series Coming Up: We want your questions about wedding finances! Whether you're the bride, groom, or a guest, send us your questions about budgeting for the big day. Email: money@quickanddirtytips.com or leave a voicemail: (302) 364-0308.  Discover more from Money Girl! Facebook Newsletter Transcripts available at QuickandDirtyTips.com . Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.","meta_description":"1022. If you were expecting interest rates to drop, rising inflation is making it more likely for them to go up this year. Laura reviews six moves you sho…","key_points":[],"chapters":[],"topics":[],"duration_seconds":735,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-girl-689731/episodes/6-money-moves-to-make-before-a-potential-rate-hike/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-girl-689731/6-money-moves-to-make-before-a-potential-rate-hike.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}