{"podcast":{"title":"Money For the Rest of Us","slug":"money-for-the-rest-of-us-511107","podcast_index_feed_id":511107,"rss_url":"https://rss.art19.com/money-for-the-rest-of-us","website_url":"https://moneyfortherestofus.com","image_url":"https://content.production.cdn.art19.com/images/6d/66/15/b5/6d6615b5-750e-417d-a1f7-cc27ac51b109/ad0c338525a157f6ea99aafa1c16b332cbdae5815ea4cf4dd2aa237f87a011165ecf79a6de4bbfd6d63d3136f09442bbead56e4c84c2fd3bda617cd86c9c5627.jpeg","author":"J. David Stein","episode_count":585,"summary":"A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager. For close to two decades, he has been teaching individuals and institutions how to invest and handle their finances in ways that are simple to understand. More info at moneyfortherestofus.com","last_synced_at":"2026-10-01T00:18:30.998767+00:00","page_url":"https://stenobird.com/podcast/money-for-the-rest-of-us-511107"},"episode":{"title":"Debt Is For Managing Wealth Not Creating It","slug":"debt-is-for-managing-wealth-not-creating-it","published_at":"2025-12-17T18:00:00+00:00","page_url":"https://stenobird.com/podcast/money-for-the-rest-of-us-511107/debt-is-for-managing-wealth-not-creating-it","show_page_url":"https://stenobird.com/podcast/money-for-the-rest-of-us-511107","url":"https://rss.art19.com/episodes/c42508e6-1b45-42ba-b6cf-41b2fbbec441.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","audio_url":"https://rss.art19.com/episodes/c42508e6-1b45-42ba-b6cf-41b2fbbec441.mp3?rss_browser=BAhJIg90cmFuc2NyaWJyBjoGRVQ%3D--952c5701c84ad333c69d5faa668f8177091704f0","summary":"Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account? We examine Basic Capital, which allows investors to leverage their retirement account investments. We also explore how the wealthy don't use debt to generate wealth but to manage it.  Sponsors Gelt - Taxes Done Right Insiders Guide Email Newsletter Get our  free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter Our Premium Products Asset Camp Money for the Rest of Us Plus Show Notes Basic Capital This 30-Year-Old’s Startup Is Bringing Leverage to 401(k) Savers by Suzanne Woolley—Bloomberg This startup is offering mortgages for 401(k)s by Liz Hoffman—Semafor Startup Failure by Elizabeth Pollman—SSRN Related Episodes 353: The Pros and Cons of Infinite Banking and Whole Life Insurance 238: The U.S. Is More Socialist Than Denmark Regarding Home Mortgages See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .","meta_description":"Should you borrow money to magnify returns in your 401 (k), IRA, or other tax-deferred retirement account? We examine Basic Capital, which allows investor…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1589,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/money-for-the-rest-of-us-511107/episodes/debt-is-for-managing-wealth-not-creating-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/money-for-the-rest-of-us-511107/debt-is-for-managing-wealth-not-creating-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}