{"podcast":{"title":"Monetary Policy Explained with Fexingo: Central Banks, Money Supply, and Interest Rates","slug":"monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013","podcast_index_feed_id":7872013,"rss_url":"https://feeds.fexingo.com/business/monetary-policy-explained.xml","website_url":"https://www.fexingo.com/","image_url":"https://audio.fexingo.com/business/monetary-policy-explained/cover.png","author":"Fexingo","episode_count":116,"summary":"Lucas and Luna examine how central banks shape the economy through money supply and interest rates. Each episode dissects a specific policy move — a rate hike by the Federal Reserve, a quantitative easing program by the ECB, or a reserve requirement change by the People's Bank of China — and traces its impact on inflation, employment, and financial markets. Lucas brings the macroeconomic framework, citing exact data points from recent central bank statements and academic research. Luna pushes for the real-world implications: what does a 25-basis-point increase mean for a small business owner in Ohio or a bond trader in London? Together, they strip away jargon to reveal the mechanics of monetary transmission. The show serves investors, economics students, and professionals who need to understand policy signals without the noise. No hot takes, no political spin — just a clear-eyed look at how decisions made in marble halls ripple through the global economy. Can a central bank really steer growth without causing a recession? Lucas and Luna don't claim to have the answer, but they give you the tools to decide for yourself. #MonetaryPolicy #CentralBanks #FederalReserve #ECB #InterestRa…","last_synced_at":"2026-07-17T16:19:46.455535+00:00","page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013"},"episode":{"title":"Why Central Banks Are Watching Housing Affordability Ratios","slug":"why-central-banks-are-watching-housing-affordability-ratios","published_at":"2026-07-11T07:31:21+00:00","page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/why-central-banks-are-watching-housing-affordability-ratios","show_page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013","url":"https://audio.fexingo.com/business/monetary-policy-explained/episode-0104.mp3","audio_url":"https://audio.fexingo.com/business/monetary-policy-explained/episode-0104.mp3","summary":"In Episode 104 of Monetary Policy Explained with Fexingo, Lucas and Luna dig into why central banks are paying close attention to housing affordability ratios as a leading indicator for financial stability and inflation. They explore the link between the ratio of median home price to median income and the delayed transmission of higher interest rates to shelter costs in inflation indices. The hosts discuss a specific metric: the National Association of Realtors Housing Affordability Index, which fell to its lowest level since the mid-1980s in 2024, and how that data point shapes central bank thinking on rate policy, mortgage credit, and rent inflation. Lucas walks through the two-channel effect — how affordability-driven rent displacement feeds into Owners' Equivalent Rent and how declining home sales eventually slow services inflation. Luna challenges whether central banks can credibly target housing costs without direct tools, and whether the Fed's 2025-2026 rate-hold reflects this data more than core PCE. A concrete episode for anyone following the housing-market loop in monetary transmission. #HousingAffordability #CentralBanks #MonetaryPolicy #FederalReserve #Inflation #OwnersEquivalentRent #ShelterCosts #MortgageRates #NationalAssociationOfRealtors #HousingAffordabilityIndex #NeutralRate #FinancialStability #RentInflation #RatePolicy #Economics #FexingoBusiness #BusinessPodcast #MonetaryPolicyExplained Keep every episode free: buymeacoffee.com/fexingo","meta_description":"In Episode 104 of Monetary Policy Explained with Fexingo, Lucas and Luna dig into why central banks are paying close attention to housing affordability ra…","key_points":[],"chapters":[],"topics":[],"duration_seconds":551,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/episodes/why-central-banks-are-watching-housing-affordability-ratios/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/why-central-banks-are-watching-housing-affordability-ratios.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}