{"podcast":{"title":"Monetary Policy Explained with Fexingo: Central Banks, Money Supply, and Interest Rates","slug":"monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013","podcast_index_feed_id":7872013,"rss_url":"https://feeds.fexingo.com/business/monetary-policy-explained.xml","website_url":"https://www.fexingo.com/","image_url":"https://audio.fexingo.com/business/monetary-policy-explained/cover.png","author":"Fexingo","episode_count":116,"summary":"Lucas and Luna examine how central banks shape the economy through money supply and interest rates. Each episode dissects a specific policy move — a rate hike by the Federal Reserve, a quantitative easing program by the ECB, or a reserve requirement change by the People's Bank of China — and traces its impact on inflation, employment, and financial markets. Lucas brings the macroeconomic framework, citing exact data points from recent central bank statements and academic research. Luna pushes for the real-world implications: what does a 25-basis-point increase mean for a small business owner in Ohio or a bond trader in London? Together, they strip away jargon to reveal the mechanics of monetary transmission. The show serves investors, economics students, and professionals who need to understand policy signals without the noise. No hot takes, no political spin — just a clear-eyed look at how decisions made in marble halls ripple through the global economy. Can a central bank really steer growth without causing a recession? Lucas and Luna don't claim to have the answer, but they give you the tools to decide for yourself. #MonetaryPolicy #CentralBanks #FederalReserve #ECB #InterestRa…","last_synced_at":"2026-07-17T16:19:46.455535+00:00","page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013"},"episode":{"title":"How Central Banks Are Using the Bank Lending Survey","slug":"how-central-banks-are-using-the-bank-lending-survey","published_at":"2026-07-09T07:29:36+00:00","page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/how-central-banks-are-using-the-bank-lending-survey","show_page_url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013","url":"https://audio.fexingo.com/business/monetary-policy-explained/episode-0100.mp3","audio_url":"https://audio.fexingo.com/business/monetary-policy-explained/episode-0100.mp3","summary":"For episode 100 of Monetary Policy Explained with Fexingo, Lucas and Luna dive into one of the most powerful yet underappreciated tools central bankers use to read the economy: the Senior Loan Officer Opinion Survey, or bank lending survey. Instead of guessing what banks are doing, central banks ask them directly. Lucas breaks down how the Federal Reserve's quarterly survey captured tightening credit standards in 2023 before GDP data showed any slowdown, and how the ECB's 2024 survey revealed a dramatic drop in loan demand that foreshadowed the eurozone's mild recession. Luna pushes back on whether surveys can truly be leading indicators given banks' tendency to overstate caution. The episode closes with a forward look at why the July 2026 survey might be especially revealing as commercial real estate stress mounts. One concrete takeaway: the net percentage of banks tightening standards has historically led changes in business investment by two to three quarters. #CentralBanks #BankLendingSurvey #MonetaryPolicy #FederalReserve #ECB #SeniorLoanOfficer #CreditConditions #LoanDemand #LeadingIndicators #RecessionSignals #Economics #FexingoBusiness #BusinessPodcast #CommercialRealEstate #CreditCrunch #TighteningStandards #Liquidity #Macroprudential Keep every episode free: buymeacoffee.com/fexingo","meta_description":"For episode 100 of Monetary Policy Explained with Fexingo, Lucas and Luna dive into one of the most powerful yet underappreciated tools central bankers us…","key_points":[],"chapters":[],"topics":[],"duration_seconds":453,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/episodes/how-central-banks-are-using-the-bank-lending-survey/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/monetary-policy-explained-with-fexingo-central-banks-money-supply-and-interest-rates-7872013/how-central-banks-are-using-the-bank-lending-survey.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}