{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":266,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-07-03T06:17:38.971810+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"Your Income Cheat Code: How Buying a Business Changes Everything","slug":"your-income-cheat-code-how-buying-a-business-changes-everything","published_at":"2026-06-28T17:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/your-income-cheat-code-how-buying-a-business-changes-everything","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/75345c0d-df6d-4701-a76e-ee6fcc2f16d9.mp3","summary":"There’s a wealth transfer ready to happen right now, but only if you know where to look for it. A generation of baby boomers built their businesses over decades. Now they're ready to retire. But they can't find buyers. Which means there are businesses out there right now, with existing customers, existing income, existing systems, waiting for the right person to take them over. Jeremy Pak has a ringside seat to all of it. He's a chartered accountant and managing director of Velocity Capital, who spends his days helping New Zealanders buy and sell businesses worth millions. What he's learned about how wealth actually gets built in this country might change how you think about your own options. In this episode we cover: When to buy a business, vs starting one from scratch How to fund a business purchase even if you don't have cash sitting around (including vendor finance) What Jeremy is seeing in the market, and why he's forecasting a threefold increase in business sales next year How to stress test a business before you buy it Which types of NZ businesses Jeremy thinks have the potential to earn the most This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana…","meta_description":"There’s a wealth transfer ready to happen right now, but only if you know where to look for it. A generation of baby boomers built their businesses over d…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2728,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/your-income-cheat-code-how-buying-a-business-changes-everything/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/your-income-cheat-code-how-buying-a-business-changes-everything.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}