{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":266,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-07-03T06:17:38.971810+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"Why Overwhelmed Parents End Up Spending More Money, And How To Fix It","slug":"why-overwhelmed-parents-end-up-spending-more-money-and-how-to-fix-it","published_at":"2026-05-24T17:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/why-overwhelmed-parents-end-up-spending-more-money-and-how-to-fix-it","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/127a0cf2-9a68-4f4b-a63e-c06e2ad18a48.mp3","summary":"What if the chaos of parenthood is actually building your business brain? Renata Wiles was posting videos on the internet, with no business background, no tech background, and no real following. Now she's the founder of Roam with Kids, an app helping New Zealand parents find family-friendly places to go. In this episode, Frances talks with Renata about the messy reality of going from frustrated mum to tech founder. They’re talking: Why overwhelmed parents spend more, and the surprisingly simple fix The KiwiSaver gap for parents How to turn a parenting pain point into a business Building multiple income streams so one bad month doesn't sink you Why you don't need a following, a business degree, or a perfect plan to start If you've ever had a business idea but talked yourself out of it, this episode is the nudge you needed. This episode of Making Cents is proudly supported by Odoo. Go to http://odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals","meta_description":"What if the chaos of parenthood is actually building your business brain? Renata Wiles was posting videos on the internet, with no business background, no…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3245,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/why-overwhelmed-parents-end-up-spending-more-money-and-how-to-fix-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/why-overwhelmed-parents-end-up-spending-more-money-and-how-to-fix-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}