{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":304,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-09-30T18:22:32.383115+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"The Mortgage Advice That Fails in NZ: With Aaron Cattell (The Mortgage Man)","slug":"the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man","published_at":"2026-08-16T16:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/d3b8444a-82ac-4926-a8e9-1cd3ea512104.mp3","summary":"Time to fact-check the mortgage advice taking over social media, and see what actually holds up. Mortgage adviser Aaron Cattell (aka The Mortgage Man) is ready to go myth-by-myth through the mortgage advice doing the rounds online, and find out what actually survives contact with someone who does this for a living. We cover: The \"pay a dollar a day\" trick, the viral claim that resets your mortgage interest. Weekly vs fortnightly vs monthly repayments; does paying more often actually shave years off your mortgage in New Zealand, or is that a US myth that doesn't translate? The \"buy two houses, one each\" couple strategy Credit scores, and how much they really matter for a NZ mortgage application Rent vs buy, and how to figure out the numbers for the NZ context This episode of Making Cents is proudly supported by Odoo. Go to http://odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals","meta_description":"Time to fact-check the mortgage advice taking over social media, and see what actually holds up. Mortgage adviser Aaron Cattell (aka The Mortgage Man) is…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3373,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/the-mortgage-advice-that-fails-in-nz-with-aaron-cattell-the-mortgage-man.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}