{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":304,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-09-30T18:22:32.383115+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"The Kiwi Teenager With Four Businesses Bringing In Six Figures","slug":"the-kiwi-teenager-with-four-businesses-bringing-in-six-figures","published_at":"2026-07-19T17:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/the-kiwi-teenager-with-four-businesses-bringing-in-six-figures","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/9a95b710-38c6-441f-9baf-8e8ba03be9ee.mp3","summary":"There’s nothing quite like starting young. But most of us don’t build a business before we can vote. Never mind several of them. Hamish Sutherland is 17 and already on his fourth business. He felt the spark to get ahead early on but turns out it’s hard to get a job when you’re eight. Rather than let a tricky thing like employment law hold him back, he just started his own business instead. By 13, that was a lawn mowing and water blasting business. At 15, he wrote a Kindle book that made $60,000. Then he moved into a property investment project. Now he’s building AI-focused businesses, fresh off an entrepreneurship intensive in Malaysia. The world of work is changing fast, and it’s easy to freeze when you’re not sure where you fit into that change. Hamish isn’t freezing. He’s looking for the opportunity in it. In this podcast we talk about: • How to start a business as a teenager with no money or experience • Making money on Kindle direct publishing, and how his book made $60,000 • Investing in property young • AI business ideas for 2026, and where he’s focusing next • Using social media to grow a business as a young entrepreneur • Gen Z entrepreneurship, and why young people are more willing to take the risk If you’ve ever wondered whether you’re too young, too late, or too unqualified to start something of your own, this episode is the reminder that none of that has to be true. This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.f…","meta_description":"There’s nothing quite like starting young. But most of us don’t build a business before we can vote. Never mind several of them. Hamish Sutherland is 17 a…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2949,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/the-kiwi-teenager-with-four-businesses-bringing-in-six-figures/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/the-kiwi-teenager-with-four-businesses-bringing-in-six-figures.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}