{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":304,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-09-30T18:22:32.383115+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"Simple KiwiSaver Mistakes That Cost You Thousands (And How To Fix Them)","slug":"simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them","published_at":"2026-08-09T16:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/4c989f10-c906-40ca-b5b5-6f12a4e9f2e2.mp3","summary":"You sent in your KiwiSaver questions, time for us to answer them. KiwiSaver is one of the biggest financial tools most New Zealanders have, but just a few changes can mean tens of thousands of dollars more for you. Personal finance journalist Susan Edmunds, author of the new book Your KiwiSaver Questions, Answered, is on the Making Cents podcast and ready to sort it out. In this episode: The most common KiwiSaver mistakes people make, and how to avoid them How to get more money from your KiwiSaver What changes are coming for KiwiSaver in the future, and the politics that could change your money What actually happens to your KiwiSaver when you die Whether you can trust putting your money into KiwiSaver, Ethical investing options Whether the government could ever take your KiwiSaver Whether you're just starting out or trying to optimise years of contributions, this episode breaks down exactly what you need to know about KiwiSaver. This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals","meta_description":"You sent in your KiwiSaver questions, time for us to answer them. KiwiSaver is one of the biggest financial tools most New Zealanders have, but just a few…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2089,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/simple-kiwisaver-mistakes-that-cost-you-thousands-and-how-to-fix-them.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}