{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":304,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-09-30T18:22:32.383115+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"Get Ready For ‘Excuse-flation’ - That’s About To Drive Up Cost Of Living Even Further","slug":"get-ready-for-excuse-flation-that-s-about-to-drive-up-cost-of-living-even-further","published_at":"2026-08-12T16:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/get-ready-for-excuse-flation-that-s-about-to-drive-up-cost-of-living-even-further","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/03f7b200-a24e-4c02-991c-bd987cff1f99.mp3","summary":"\"Excuseflation\" is the secret reason your groceries, petrol and power keep going up. Why did butter come down a third in global price... and only drop two cents on the shelf? Why does petrol rocket up in a day but crawl back down for months? There's a name for this: excuseflation, when real inflation gives businesses cover to hike prices for no real reason at all. In this episode, financial journalist Frances Cook breaks down: The real numbers behind headline inflation for NZ The \"rockets and feathers\" effect: why petrol prices jump instantly but fall painfully slowly The on-the-record quote from a US CEO who admitted he \"prays for inflation\" because it \"expands margins\" Brand-new Reserve Bank of New Zealand research showing when businesses raise prices, and when they cut them The 4-question \"sniff test\" to tell a genuine price rise from a cynical one Practical ways to fight back against inflation, and excuseflation If you've ever felt like prices only go one way, this episode explains why, and what you can actually do about it. Follow me everywhere! Facebook / https://www.facebook.com/FrancesCookNZ Instagram / https://www.instagram.com/francescooknz TikTok / https://www.tiktok.com/@francescooknz Join the Money Memo newsletter for a free weekly money tip in your inbox each week https://www.francescook.co.nz/subscribe Become a confident sharemarket investor by signing up to the Market Memo newsletter https://www.francescook.co.nz/invest #MakingCents #FrancesCook #MakingCentsPodcast #InvestingPodcast #MoneyPodcast #FinancialFreedom Production and video editing by Lana Byrne Audio engineering by Tash Chittock Filmed by Fanaticals","meta_description":"\"Excuseflation\" is the secret reason your groceries, petrol and power keep going up. Why did butter come down a third in global price... and only drop two…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1953,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/get-ready-for-excuse-flation-that-s-about-to-drive-up-cost-of-living-even-further/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/get-ready-for-excuse-flation-that-s-about-to-drive-up-cost-of-living-even-further.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}