{"podcast":{"title":"Making Cents","slug":"making-cents-6998736","podcast_index_feed_id":6998736,"rss_url":"https://feeds.captivate.fm/makingcents/","website_url":"https://www.francescook.co.nz/making-cents","image_url":"https://artwork.captivate.fm/3f4ddd44-6a56-460b-88eb-950d815bc419/frances-cook-making-cents-podcast-art-no-acast.jpg","author":"Frances Cook","episode_count":266,"summary":"The podcast for people who want financial freedom, without giving up their coffee. That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control. Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible. On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple. Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!","last_synced_at":"2026-07-03T06:17:38.971810+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736"},"episode":{"title":"10 Pieces Of Advice I'd Give My 20-Year-Old Self","slug":"10-pieces-of-advice-i-d-give-my-20-year-old-self","published_at":"2026-05-14T17:00:00+00:00","page_url":"https://stenobird.com/podcast/making-cents-6998736/10-pieces-of-advice-i-d-give-my-20-year-old-self","show_page_url":"https://stenobird.com/podcast/making-cents-6998736","url":"https://www.francescook.co.nz/making-cents","audio_url":"https://episodes.captivate.fm/episode/5e0bdde6-2f9a-408e-95c6-8331527fb696.mp3","summary":"Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest difference to her financial life. Follow me everywhere! Facebook / Frances Cook - Journalist Instagram / Frances | Money | Investing (@francescooknz) • Instagram profile TikTok / Frances Cook on TikTok Join the Money Memo newsletter for a free weekly money tip in your inbox each week Newsletter sign up","meta_description":"Frances Cook shares the ten money lessons she wishes she'd known at 20, including the mindset shifts, small habits, and easy wins that made the biggest di…","key_points":[],"chapters":[],"topics":[],"duration_seconds":542,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/making-cents-6998736/episodes/10-pieces-of-advice-i-d-give-my-20-year-old-self/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/making-cents-6998736/10-pieces-of-advice-i-d-give-my-20-year-old-self.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}