{"podcast":{"title":"Let's Talk Chattanooga Real Estate","slug":"let-s-talk-chattanooga-real-estate-6720438","podcast_index_feed_id":6720438,"rss_url":"https://feeds.captivate.fm/chattanooga-real-estate/","website_url":"https://www.chattanoogarealestatepodcast.com/","image_url":"https://artwork.captivate.fm/41939288-2974-47eb-8ea7-fbc4bf7b7d5a/l0uloiIbvjZSiS1HP6tQDvC7.jpg","author":"Blake Watson","episode_count":82,"summary":"Listening to this podcast will make you smarter, save you money, help you make more informed decisions about your home, and help you through the home selling or buying process. You’ll be armed with knowledge about the Chattanooga real estate market, and you’ll be able to move forward in any real estate transaction with more confidence. If you own real estate in the Chattanooga Tennessee area, or want to own real estate here, then this podcast is for you. Your host, Blake Watson, is a licensed real estate agent in Tennessee and Georgia with Epique Realty. Blake is also a real estate investor in Chattanooga Tennessee and Northwest Georgia. This podcast is about buying and selling homes in the Chattanooga area. Through expert interviews and real-life experience, we’ll be covering all the details you need to find and purchase your next home, resources and tips for your home maintenance and home improvements, and best practices, tips and advice for selling your home. We’ll keep you informed on real estate market trends and real estate developments in the Chattanooga area. We’ll also discuss real estate investing: buying houses and land for rental income, Airbnb, or fix and flip – all w…","last_synced_at":null,"page_url":"https://stenobird.com/podcast/let-s-talk-chattanooga-real-estate-6720438"},"episode":{"title":"Why Homeowners Insurance Keeps Going Up and What You Can Do About It","slug":"why-homeowners-insurance-keeps-going-up-and-what-you-can-do-about-it","published_at":"2026-04-28T10:00:00+00:00","page_url":"https://stenobird.com/podcast/let-s-talk-chattanooga-real-estate-6720438/why-homeowners-insurance-keeps-going-up-and-what-you-can-do-about-it","show_page_url":"https://stenobird.com/podcast/let-s-talk-chattanooga-real-estate-6720438","url":"https://chattanooga-real-estate.captivate.fm/episode/why-homeowners-insurance-keeps-going-up-and-what-you-can-do-about-it","audio_url":"https://episodes.captivate.fm/episode/f3edb2af-7813-4c1c-9abf-5c737f46d3a1.mp3","summary":"Episode Description Homeowners insurance costs have been rising fast, and many homeowners are feeling the pressure. In this episode, Blake Watson breaks down why premiums have increased so dramatically and what homeowners in the Chattanooga and Northwest Georgia area can do to manage and potentially reduce those costs. From understanding rebuild values to avoiding costly coverage mistakes, this episode offers practical strategies to protect your home and your finances. What You’ll Learn in This Episode Why homeowners insurance premiums have increased by nearly 70 percent in recent years How rising construction costs directly impact your insurance rates The role of severe weather and national risk trends in local premiums What reinsurance is and why it affects what you pay How stricter underwriting is changing the way homes are insured Key Strategies to Save Money Review and shop your insurance policy every year Compare bundled vs separate home and auto policies Evaluate whether raising your deductible makes financial sense Work with your insurance agent to adjust coverage and structure Smart Homeowner Upgrades That May Lower Risk Installing a new or more durable roof Adding monitored security systems Upgrading windows, doors, and electrical systems Improving drainage and storm resilience around your property Common Mistakes to Avoid Letting your policy auto renew without review Switching from replacement cost to actual cash value coverage Underinsuring your home based on market value instead of rebuild cost Overlooking exclusions like sewer backup or flood damage Important Coverage Insights Replacement cost coverage helps fully restore your home after a loss Actual cash value policies may leave you paying large out of pocket costs Flood insurance may be worth consideri…","meta_description":"Episode Description Homeowners insurance costs have been rising fast, and many homeowners are feeling the pressure. In this episode, Blake Watson breaks d…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1030,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/let-s-talk-chattanooga-real-estate-6720438/episodes/why-homeowners-insurance-keeps-going-up-and-what-you-can-do-about-it/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/let-s-talk-chattanooga-real-estate-6720438/why-homeowners-insurance-keeps-going-up-and-what-you-can-do-about-it.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}