{"podcast":{"title":"It's About Payroll","slug":"it-s-about-payroll-7044879","podcast_index_feed_id":7044879,"rss_url":"https://feeds.megaphone.fm/itsaboutpayroll","website_url":"https://wrkdefined.com/podcast/its-about-payroll","image_url":"https://megaphone.imgix.net/podcasts/dc43c432-79b0-11ef-b484-8b4888f64c54/image/a92b382105c248bdf7cb90017ccb5193.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"WRKdefined","episode_count":213,"summary":"Brian Escobar and Walter William Duncan III are the hosts of It’s About Payroll. Collectively, they have over 4 decades of experience in the payroll industry. This podcast was created with the intent of sharing their knowledge and attracting new talent to the payroll industry. ItsAboutPayroll.io You can access their LinkedIn profiles. https://www.linkedin.com/mwlite/in/escobarbrian https://www.linkedin.com/mwlite/in/william-duncan-477051187","last_synced_at":null,"page_url":"https://stenobird.com/podcast/it-s-about-payroll-7044879"},"episode":{"title":"The Death of Payroll Cutoff Times: Payroll in Minutes, Not Days!","slug":"the-death-of-payroll-cutoff-times-payroll-in-minutes-not-days","published_at":"2026-01-12T17:17:00+00:00","page_url":"https://stenobird.com/podcast/it-s-about-payroll-7044879/the-death-of-payroll-cutoff-times-payroll-in-minutes-not-days","show_page_url":"https://stenobird.com/podcast/it-s-about-payroll-7044879","url":"https://www.itsaboutpayroll.io/","audio_url":"https://traffic.megaphone.fm/DIRED6438164239.mp3?updated=1768191162","summary":"In Episode 191 of It’s About Payroll, Brian and Walt sit down with Trent Sorbe, Chief Payments Officer at First International Bank & Trust and leader of Kotapay, one of the nation’s largest ACH and electronic payments originators supporting more than 100,000 payroll clients nationwide. With over 33 years in financial services, Trent shares his journey from the FDIC to fintech founder to payments executive and offers a powerful look into how real-time payments, modern funding models, and “windowless payroll” are reshaping the industry. Trent explains how payroll is undergoing a generational shift as longtime professionals retire and technology becomes the new gateway for attracting talent. He outlines why traditional ACH cutoffs, banking hours, and multi-day payroll windows are becoming obsolete and how real-time funding can compress a payroll event from days into minutes. The conversation dives deep into risk management, small-business payroll access, earned wage access challenges, regulatory complexity across 50 states, and why payroll must evolve into a real-time financial services experience. This episode is a must-listen for payroll leaders, processors, and technology providers preparing for the next era of payroll.","meta_description":"In Episode 191 of It’s About Payroll, Brian and Walt sit down with Trent Sorbe, Chief Payments Officer at First International Bank & Trust and leader of K…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2807,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/it-s-about-payroll-7044879/episodes/the-death-of-payroll-cutoff-times-payroll-in-minutes-not-days/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/it-s-about-payroll-7044879/the-death-of-payroll-cutoff-times-payroll-in-minutes-not-days.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}