{"podcast":{"title":"Investor's Row Podcast","slug":"investor-s-row-podcast-7074838","podcast_index_feed_id":7074838,"rss_url":"https://feeds.megaphone.fm/theiraclubpodcast","website_url":"https://www.iraclub.com","image_url":"https://megaphone.imgix.net/podcasts/d6bc915e-c6f6-11ef-99f4-a7c10912eee9/image/106367c37836f02c708032af04e6b340.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"The IRA Club","episode_count":44,"summary":"The Investor's Row Podcast, brought to you by The IRA Club, is your go-to resource for mastering self-directed retirement accounts and optimizing your financial future. Each episode features expert insights and in-depth discussions on a wide range of investment opportunities beyond traditional stocks and bonds, including real estate, precious metals, private businesses, and more. Whether you’re a seasoned investor or just getting started building your future, The Investor's Row Podcast will empower you with the knowledge and strategies to take control of your retirement savings and achieve your financial goals.","last_synced_at":"2026-09-17T06:18:33.104806+00:00","page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838"},"episode":{"title":"If You Have an IRA or 401(k), Do This One Thing Every Year","slug":"if-you-have-an-ira-or-401-k-do-this-one-thing-every-year","published_at":"2026-02-04T11:00:00+00:00","page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838/if-you-have-an-ira-or-401-k-do-this-one-thing-every-year","show_page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838","url":"https://traffic.megaphone.fm/CSN2635752430.mp3","audio_url":"https://traffic.megaphone.fm/CSN2635752430.mp3","summary":"Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ What’s the one retirement planning task that takes just minutes but can save your family months—or even years—of stress and legal headaches? In this episode of The Investors Row Podcast, IRA Club President Dennis Blitz joins host Kasia Baldus to discuss one of the most overlooked aspects of retirement planning: reviewing and updating your IRA and 401(k) beneficiaries. Many investors assume their retirement accounts will automatically go to the “right” person—but outdated beneficiary designations can override wills, trusts, and even current marriages. Dennis explains why IRA administrators cannot change beneficiaries after death, how courts typically handle these disputes, and why failing to update this information can unintentionally leave assets to an ex-spouse or unintended heir. DISCLAIMER: IRA Club does not provide investment, tax, financial, or legal advice, nor do we endorse any products, investments, or companies that provide such advice and investments. All parties are strongly encouraged to perform due diligence and consult with the appropriate professional(s) licensed in that area before entering any investment.","meta_description":"Schedule a free call with a New Account Specialist: https://www.iraclub.com/podcast-link/ What’s the one retirement planning task that takes just minutes…","key_points":[],"chapters":[],"topics":[],"duration_seconds":404,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/investor-s-row-podcast-7074838/episodes/if-you-have-an-ira-or-401-k-do-this-one-thing-every-year/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838/if-you-have-an-ira-or-401-k-do-this-one-thing-every-year.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}