{"podcast":{"title":"Investor's Row Podcast","slug":"investor-s-row-podcast-7074838","podcast_index_feed_id":7074838,"rss_url":"https://feeds.megaphone.fm/theiraclubpodcast","website_url":"https://www.iraclub.com","image_url":"https://megaphone.imgix.net/podcasts/d6bc915e-c6f6-11ef-99f4-a7c10912eee9/image/106367c37836f02c708032af04e6b340.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"The IRA Club","episode_count":44,"summary":"The Investor's Row Podcast, brought to you by The IRA Club, is your go-to resource for mastering self-directed retirement accounts and optimizing your financial future. Each episode features expert insights and in-depth discussions on a wide range of investment opportunities beyond traditional stocks and bonds, including real estate, precious metals, private businesses, and more. Whether you’re a seasoned investor or just getting started building your future, The Investor's Row Podcast will empower you with the knowledge and strategies to take control of your retirement savings and achieve your financial goals.","last_synced_at":"2026-09-17T06:18:33.104806+00:00","page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838"},"episode":{"title":"How Small Business Owners Can Build Better Retirement Plans (Without Wall Street Fees): Introducing IRA Club SBS","slug":"how-small-business-owners-can-build-better-retirement-plans-without-wall-street-fees-introducing-ira-club-sbs","published_at":"2026-01-14T11:00:00+00:00","page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838/how-small-business-owners-can-build-better-retirement-plans-without-wall-street-fees-introducing-ira-club-sbs","show_page_url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838","url":"https://traffic.megaphone.fm/CSN7010455169.mp3","audio_url":"https://traffic.megaphone.fm/CSN7010455169.mp3","summary":"To learn about IRA Club SBS and schedule a call with a team member, visit http://iraclubsbs.com This week on the Investors Row Podcast, IRA Club’s Ramez Fakhoury introduces IRA Club SBS: our newly launched small business retirement solutions, built to give employers and employees more control, transparency, and flexibility over their retirement savings. The team covers self-directed IRAs, Solo 401(k)s, Safe Harbor plans, Simple IRAs, and enterprise-level retirement solutions — all designed with flat-fee pricing instead of percentage-based fees. The team dives deep into the hidden problems with traditional retirement plans — and why most employees and business owners are unknowingly paying massive fees inside their 401(k)s, how alternative investments can be used inside retirement accounts, how AI-driven portfolios help manage market risk, and why flat fees can save individuals and businesses tens — or even hundreds — of thousands of dollars over time. THREE MAJOR TAKEAWAYS: 1. Percentage-Based 401(k) Fees Quietly Erode Retirement Wealth: Many traditional retirement plans charge layered, percentage-based fees that most people never see. Over decades, these fees can cost individuals hundreds of thousands of dollars — even when the market performs well. 2. Flat-Fee, Self-Directed Retirement Plans Offer More Control and Transparency: Flat-fee structures dramatically reduce long-term costs while allowing investors and employees to diversify beyond the stock market into alternative assets like real estate, precious metals, and private investments. 3. Retirement Planning Is a Powerful Tool for Small Business Owners: Offering flexible, low-cost retirement plans helps business owners attract and retain employees, meet state requirements, and build long-term financial security —…","meta_description":"To learn about IRA Club SBS and schedule a call with a team member, visit http://iraclubsbs.com This week on the Investors Row Podcast, IRA Club’s Ramez F…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2379,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/investor-s-row-podcast-7074838/episodes/how-small-business-owners-can-build-better-retirement-plans-without-wall-street-fees-introducing-ira-club-sbs/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/investor-s-row-podcast-7074838/how-small-business-owners-can-build-better-retirement-plans-without-wall-street-fees-introducing-ira-club-sbs.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}